You Can’t Make Money On Crimes (Hour 2)

Good morning, welcome, welcome to MattNair on air, Jane MattNair, Greg Bach, and Calvin Butenoff.

Coming to you live from our studio at Radio Park in Racine, you can always join us.

Call or text, the number is the same.

at 855-752-4842.

You can also leave a comment if you're watching on the live stream on Facebook, YouTube, and what used to be Twitter, busy, busy show coming up for you today.

Our friend and colleague and host of Mornings with Pat Crite low, Pat Crite low will be joining us after the 9 30 news.

Lots of things to kick around with Pat.

In hour number two, State Senator Keldoroyz is going to join us to talk about some new legislation that she co-authored, I believe, to help regulate crypto.

I

have many, many, many, many, many questions about crypto.

It just seems twitchy to me.

Does.

Well, understood.

And what's interesting is if you...

Maggie Dawn from, you know, the Maggie

Dawn show

did a special episode on crypto, which you can find at civicmedia.us slash show.

Check

it out.

It's great.

And it's great because she speaks to a gentleman who is a Bitcoin advocate to talk about those questions.

And then she has someone on, she has Richard Painter on, who was a White House ethics attorney under George W. Bush to talk about the, the cons and the, the, the problems that might be too.

So it's this overarching idea that if you have questions, a good place to start.

And I, you know, for me, I'm the same way.

I'm like, crypto kind of gives me the ick, but I also have to come to the realization that this is not going anywhere.

No, I know.

It's here to stay.

It

is.

If I'm not, at least if I'm not going

to use it, it's best to learn about it.

Absolutely.

So State Senator Keldoroy is joining us in hour number two.

We're going to talk a little bit about crypto in the last half hour of the show.

As we always do, we're going to lighten things up with a little audio sorbet.

Get away from the news.

Take a breath.

We're gonna talk about what's your pocket pancake?

Yeah,

keep it clean Sorry about that a pocket pocket pancakes big because of Pat Murphy from the Brewers Yes, this is his go-to snack and now they're selling it at Ampham Field So I

would just rather have a pie pancake in my pocket from home But you know I I'll pay $13 are

you

all right?

So we wanted to what's your go-to snack?

This is Pat Murphy's go-to snack is what it's a chicken tender wrapped in a pancake.

Pretty

much, yeah.

Essentially.

Yeah.

I mean, I would just do a

plain pancake if I was me.

In your pocket.

So we'll talk about what is your pocket pancake?

What is your go-to snack for audio survey after the 1030 News?

And we will wrap up the show as we always do with this shouldn't be a thing.

Chug this edition.

Stay tuned for that.

Did want to start off.

I wanted to thank Greg and Calvin, by the way, for filling in for me yesterday as we did a little flood cleanup.

We got off so lucky compared to other folks.

We had about five and a half, six inches of rain, and it was just clean water.

The the system just could not keep up with it.

The the crock was overflowing the alarm is going off It's like great, you know and dogs and cats living together living together and it was but again, we got off so easy compared to Stories I'm seeing in the Milwaukee Journal Sentinel, Wisconsin Public Radio I mean there are folks who just got crushed and lost everything lost everything

It was very odd.

I said this yesterday on the show that, you know, I live in southeastern Wisconsin and I've lived in this area my entire life.

I've never seen flooding like this here.

We don't usually get this kind of flooding.

And also I live in Kenosha, which yeah, it's a little bit of a driveway, but it's not two states away.

And the fact that we got just the rain, but not what Milwaukee and some of Waukesha County got is mind blowing.

It really is, and I'm thankful for that, and I'm thankful that you did not have to.

You had to go through what you had to go through, but it wasn't three and a half feet of water.

It wasn't basement walls caving

in.

And we are seeing stories like that now.

And this article in the Milwaukee Journal, Sentinel from Jack Albright, essentially says, I lost everything, Milwaukee residents.

recount tragic night of flooding and the aftermath.

Barbara Lewandowska woke up to find her refrigerator halfway across the room.

There are lines, there are floodlines outside houses, two to three feet above the ground.

So again, we had six inches in the basement.

We got off so easy compared to folks who had two, three and a half feet of water.

in their basements.

When I had my house in New Berlin in 96 and 97, I believe, we had, again, back to back 100 year floods.

And my house in New Berlin flooded and I had two and a half feet of water.

It's very disconcerting to look at your basement and see things floating.

I

can only imagine.

And that's one of those things where on your experience, on the experience of others, I feel incredibly lucky to have

The structure that my wife and I own is 30 years old, so it's you're pretty new it's pretty new and It's not lost on me that we got off very light

a lot of folks Again who have never flooded before yeah because the rivers it just went up so quickly and happened so fast Governor Evers has declared a state of emergency after this incredible flash flooding massive volumes of rain on Saturday and Sunday for

14 inches in some, in some areas, 14 inches.

That is,

like I said, maybe I missed it, but someone referred to as a thousand year flood.

I don't, I don't know what that means.

I mean, I know what that means, but it just, for my money, for living here, as I said, as my entire life, just never have seen flood damage in this part of the state that's been so

overwhelming and I mean it made it made then it was it was national news stories that that video of that drone video of am fam field pulling back and seeing the cars submerged it just yeah i'm i'm i'm thankful that there wasn't more damage loss of human there wasn't

we haven't had any reports of fatalities that's not so far

yeah that's what i thought not so far and that's very very thankful for that but i'm glad that you were able to get what you need to get done

It's good to see you again.

Squeezy mops.

I have a whole, I could do a whole litany on the importance and value of various squeezy mops after having bleached and mopped and bleached and mopped because that's what you have to do.

Yeah.

Yeah.

Even if it's clean water, you have to make sure that there's no bacteria.

You don't want to get a mold situation.

If you are dealing with this or you have neighbors who are, you'd like to share your story, eight five five.

7524842, that's 855, 75 Civic, we're talking about the devastating flash flooding that happened over the weekend.

Like this one, this is from WISN, Muskego neighborhood faces basement collapse after severe flooding.

I can't even imagine when the family got home to their house on Sunday, they found the basement wall of their home had collapsed.

leaving behind flooded electronics, power tools, destroyed, despite having flood insurance.

Contractors estimate that this homeowner's foundation will not be covered.

I don't understand that.

With repairs costing up to almost 50 grand.

For right now, if you do it right this moment, if you wait any amount of time, it's probably going to go up a few grand a couple weeks.

Why won't flood insurance?

cover that.

I don't get it.

It depends upon your spot, your policy.

But most homeowners insurance does not cover flood damage.

Well, and that's I guess a separate flood you need policy.

Yeah.

However, yeah, this from the Milwaukee Journal Sentinel water damage that is top down.

So we're talking about your sprinkler system malfunctions.

Yes, or gutter issues.

Yeah.

That's covered.

Bottom up water damage

isn't.

That seems questionable.

Considering the water comes from the sky.

Wait, why

don't we have

a breaking news alarm for

that part?

I mean, my goodness, Jane, you're blow in my mind with weather

facts.

I know.

And that's the thing is Jenny says on the live stream, she says, because covering flooding is not profitable.

And that's the

You know, we're seeing this with the, the wildfires in California where that not only are insurance companies not ensuring for it anymore out there, but they weren't, they weren't, they weren't going to be able to pay on the claims.

So, and if I'm not mistaken, in order, if you live in a flood zone, you have to have flood insurance or you can't get a home loan.

You can't get a mortgage from a bank.

Does that mean if we keep it because we're gonna keep seeing this I'm sorry folks, but we're gonna get in the conversation that climate change is real and this is the thing that keeps happening I'm sorry to ruin your we're weedies this morning, but it's the it's the fact will insurance companies even if you have flood insurance not cover it then because it will become a regular thing and Do folks now have to say well, I don't live in a flood zone, but we had that flood back in 23 which sounds incredibly old to say

or 25.

Yeah,

so

It just puts a whole bunch of more cost onto the homeowner because I don't know if you guys know this, but insurance isn't free and it's not cheap.

Louise Hill rather had to help his mother in law escape her home during the flood early Sunday morning.

This is in Muskego.

They all escaped unharmed, but found the basement wall had collapsed later on in the day when they returned.

The basement is a total loss.

Flood waters also damaging the home's foundation.

Now the entire house is off kilter.

Yeah.

because there were so many, it shifted everything.

They'll likely have to pay tens of thousands of dollars just to get the foundation fixed.

And that is all out of pocket.

Dave on the text line listening right now, he says, insurance companies are in the business to make money.

You can pay for it, but you can't use it.

I mean, I'm going back and forth.

I know this is a very weird thing to compare it to, but I'm going back and forth to do I still pay for the pet insurance we have?

Because there was one initial thing I covered and very well, great.

It cost us nothing to get her spade.

But every time I put in a claim now, there's a reason why they can't cover it.

I'm like, well, why am I paying you then?

And that's not inexpensive

either.

No, it is.

Pet insurance.

No, it is not.

So like the whole new you of insurance just angers me because as Dave just says, you can pay into it, but they're going to find a way not to cover it.

And that's really unfortunate.

And then give me my money back.

Give me my money back Jim from Brookfield texting in I live downslope on the eastern edge of Waukesha County in Brookfield after those consecutive hundred year floods in 96 and 97 the city of Brookfield installed a pump system near the county line at Underwood Creek The system has kept the homes in our neighborhood dry.

Thank you city of Brookfield.

Yeah, thanks Jim But again, it's about being proactive and thinking gee 200 year floods back to back.

Hmm.

Yeah

Maybe this is becoming more of a regular occurrence.

Maybe we should do something to mitigate it now.

Well, and that brings up a great point.

And we saw this in Texas.

And we saw the fact that Texas had a chance 40 years ago to do something about this.

And now we live in a day and age where nobody wants to spend money on anything either because it's, you know, they don't need to or they don't have the money at all to begin with.

So, okay, we've had this quote, thousand year flood.

What can municipalities do to brace against the next one that's going to come?

How do they get support from the state government?

And how do we get support at all from the federal government?

Good luck.

That's the problem these municipalities are in.

And they've been in this problem for a long time.

They're just trying to help the people.

This isn't new.

In this one instance, this is the fourth time this woman's basement has flooded in 10 years.

The fourth time in 10 years.

She's asking the city to increase flood risk for the area because of the frequency of flooding.

We're going to continue this conversation.

If you would like to join us, 855-752-4842.

We're talking floods and the aftermath of the thousand year flood.

Stay close.

You're listening to Matt Nair on air.

This is the Civic Media Radio Network.

We'll be right back.

Good morning and welcome back to Matt Nair on air.

Jane Matt Nair, Greg Bach, Dr. Slide on the board.

Coming to you from our studio at Radio Park in Racine.

Join us, call or text at 855-752-4842.

Leave a comment if you're watching on the live stream, on Facebook, YouTube, and what used to be Twitter.

We are talking about the massive

Flash flooding that happened over the weekend in southeastern Wisconsin.

Governor Evers has declared a state of emergency.

We will see what happens with that.

I don't know.

I haven't seen anything about fever, right, FEMA right now, as far as people being able to reach out.

I know in the city of Milwaukee, they are going to be doing pickups

of

flood debris if you put it in front of your house, but

you

have to contact the city.

Okay.

And yesterday, the city of Milwaukee also opened up their waste dump sites.

I attempted to go yesterday and the line was so long and they were open until three o'clock.

I waited about a half an hour and then I pulled out of the line.

There was just no way I was gonna get to that in time.

But if you have friends or neighbors, maybe you can help them out and take a load for them because...

It's a mess.

It's really a mess, and it's pretty widespread.

Again, this didn't just happen in Milwaukee.

This happened in Brookfield.

This happened in Muskega, lots of big parts of Waukesha County.

And with regard to the question of FEMA, I don't really want to get, because I can get real snipy and...

Cross and petty about that stuff.

So I don't want to do that, but I don't see anything happening

either

because if they're not gonna I mean This

is not a still waiting

for

help in Texas.

Well, and that's the thing too is like I don't want to get political about this But unfortunately, that's where we're at right now in this world.

This was a real thing that did real damage for people in this state

And by all accounts, politics-wise, it is a red state that voted for Trump in that sense.

Texas, North Carolina, Arkansas all had the same, had natural disaster issues happening over the past few months, and nothing has really been done for them.

I don't see them coming to our aid.

I'm hoping that what Governor Evers is putting into place, and maybe there's money somewhere sitting around that can help people.

And for these individuals who apparently aren't gonna get covered by flood insurance, I mean, I don't like getting political in these times where,

the people who are affected.

I don't care who they voted for.

These are people.

They need help.

They need assistance, whether it's hauling trash away or a check in their pocket to help rebuild their home because of this 1,000 year flood.

There needs to be a mechanism and it cannot be because the guy up top likes you.

Yeah, yeah, we're gonna get special favors because Trump, yeah, because Trump likes you.

Well, and I was thinking about this too.

Again, we only had six inches of water in

the basement.

That's nothing compared to folks who had a foot or two feet or three and a half feet of water in their basements.

And even on the first floors of their homes in some instances.

But we're lucky, our furnace is up on blocks.

So we didn't have to, our system kept working, air conditioners, everything is working.

We're really lucky.

There were still people this morning, 22,000 people still didn't have power.

Having gone through this numerous times, you can't clean up if you don't

have power.

Correct.

I mean, you could, I mean, that's, it's really, really difficult.

This whole thing happening has made me think about, okay, maybe I need to bring someone into the home, into the basement to say, all right, your foundation is good.

Like we said, the house is about 30 years old.

I don't foresee anything, but that doesn't mean I'm completely immune from it, but putting stuff up on blocks in the, in the laundry room, maybe putting the money down to get that.

I've talked to my wife for a while now about getting an external generator in the house because that's a real thing.

That's a real thing that can happen.

And it's an expense, but it really is an investment.

You use it a few times and it kind of pays for itself in

Uh, worry bucks, if you

will.

It really does.

We have a generator.

Yeah.

We have a gas power generator that's big enough to run the sump pump.

There, okay.

And we have a, we have a battery operated sump pump to back up our sump pump.

But just in case, yeah, we have a little generator.

If you're gonna do that, you have to run it outside.

Don't run a generator.

in the house.

There are folks who do that and then they end up dying because of carbon monoxide poisoning.

And I was thinking about getting one of those generators that is almost like an air-conditioned unit.

There's a specific plot.

It sits right there.

Right outside of your house.

Yeah.

But again, we're talking about thousands of dollars.

Even us, again, we only had six inches of water.

Now I have to have someone look at the water heater because it covered up the water heater and the washer and dryer, which we just got in December.

Um, I gotta have somebody look at that.

And again, we only had six inches of water.

People who had a foot or two feet of water, those appliances are destroyed.

And that's not going to get replaced.

And I would say folks that, you know, we're, we're, as Jane said, and I will repeat, and maybe even widen than that is, you know, if there's folks, you know, not just taking out the trash, but help them.

with what they get what you can do

if you can

yeah i mean whether it's helping them with their laundry or giving them a place to sleep or that's

a really good

point

that's a really good point if you if you can let somebody use your shower yep which is huge yeah let someone use your washer and dryer hello sister susanne i'm gonna be coming over next in the next couple of days

i'll bring muffins

yeah i'll

bring muffins so yeah it's just it's right now

I don't want to think about the politics within it and the terrible insurance companies.

I want to think about people helping people and just reaching out to a neighbor and seeing what you can do to be there for them.

It makes a big difference, folks.

At a time like this, everybody needs a little hand.

So if you can do that, that would be fantastic.

We have news coming up, and then when we return, he's the host of Mornings with Pat Critello.

His name is...

Pat Crite low crime is down in our nation's capital.

Yes.

But the president says he's sending in troops to take it over anyway.

Which city is next?

We'll talk about that with Pat coming up.

Stay close.

You are listening to the Civic Media Radio Network.

We'll be right back.

Good morning and welcome.

Welcome to Matt Nair on Air.

Jane Matt Nair, Greg Box, Sweet Calbee, coming to you live from our studio at Radio Park in Racine.

You can join us, call or text.

The number is the same, 855-752-4842.

Leave a comment.

If you're watching on the live stream on Facebook, YouTube, and what used to be Twitter, just a reminder, we got baseball later on today.

Brewers, hosting The Pirates, our broadcast starts at 6.05.

You can listen.

Not on the stream.

You have to listen on terrestrial radio.

So catch the game tonight starting at 6 0 5 on W R C E and Richland Center.

W I S S in Ashkosh W R J N. You're in Racine and Kenosha W C Q M and Park Falls Park Falls Park Falls and W B Z H in Hayward.

Good morning.

Hayward Brewers hosting the pirates coming up tonight at

6 0 5.

He joins us every other Tuesday at this time to break down all the news.

The host of mornings with Pat Crichtlow and our friend and colleague Pat Crichtlow is here from Chippewa Falls.

How are things up in Lake Wissota this

morning?

They're a lot drier by comparison.

I'm glad to see you back and hope that things are going all right, you know, by you.

Thank you.

At least speaking.

Thank you.

And I also regret to say that the view from Lake Wasota is smoky again.

Smoky back.

Yeah, we had a day or so where after after all the heavy rain, it looked so clear.

It was so wonderful.

It was like, you know, cleaning your glasses, you know, after the dog is licked them or something.

And

He's not wrong.

He's not wrong.

He's not wrong.

A dog, your toddler, whatever, you know, they get that way.

They get shmere and now we're back to looking all shmere again.

But that notwithstanding, we're okay up here.

Well, it's interesting that you say that because before you joined us, Pat, we were talking about the flooding and the recovery efforts now.

And this isn't just in Milwaukee.

There's big parts of Waukesha County and Ozaki County and lots of folks.

dealing with this mess, but this is the new normal.

And I think it's important that folks remember this.

And this is from the Milwaukee Journal Sentinel, Madeline Heim with the byline, weekend storms were rare, but they reflect the new rainfall extremes in Wisconsin.

Yes, they do.

This is because of climate change and because there is so much more moisture.

These storms carry so much more moisture with them that we get this massive flooding.

This

doesn't just come out of nowhere.

This is climate related.

Right.

And not only that, all of the storms get more severe in intensity in places.

And it was why, I guess, the saddest moment of my show this morning in talking to Hans Brighton Moser up in Lincoln County was to learn that not him, but but farms not too far away from his, you know, had these beautiful crops.

The summer's

been

so good.

The crops are destroyed because they got a particularly bad hail storm.

And we've, we've seen that happen up here in the hail storms.

Again, they're getting worse.

So you have to have this look toward the future.

And it, you know, it reminds me, for example, Tammy Baldwin sometime back, you know, proposed a bill that said that as.

as parts of our infrastructure need to be replaced, that they not only not be punished, but encouraged to rebuild infrastructure with more resiliency.

Let's say let's say the example she gave was, you know, a bridge needs to be replaced over a creek.

Well, when you rebuild it, you build it to withstand even more of a flood event, because you're more likely to see that flood event now than you were before.

So let's make sure when we

invest in our infrastructure.

It isn't something that we have to, much like people living in a flood zone where we have to pay to rebuild, pay to rebuild, pay

to

rebuild.

Let's try to be proactive and preemptive in how we deal with the different weather world that we're living in now.

Because again, this is the new normal.

We had listener Jim from Brookfield texted in a little bit earlier in the show and said that after the floods in 96 and 97, which is when I had a house in New Berlin and had two feet of water in my basement with things floating across the basement.

It's a very weird feeling to see things floating in your basement.

But in 96 and 97, at that point, the city of Brookfield took some action.

That was a long time ago and

I have it right

Yeah, and the city of Eau Claire did the same thing.

Not not that terribly long ago.

Selena Heller, our up north news reporter, who's on the show every Monday, has talked about during her time working for the city of Eau Claire during a process where again, they purchased a lot of properties.

They engaged in more work to not to create stormwater basins and things like

that where

stormwater could go.

These are the kinds of things that we're talking about and

There are things I don't think anybody would disagree with.

They may say, well, gosh, this project's going to cost more than it would have in the good old days.

Well, that's not where we're living right now.

And it is truly a case of forewarned is forearmed.

Well, and that's the thing that I brought up too earlier is that we looked at, you know, I use the example of Texas, which was, of course, much more tragic and much.

bigger.

But 40 years ago, they had the opportunity to do something about it and decided not to.

And now they're facing this again, and they're only going to be getting more floods and probably worse over time.

And I use that comparison to look at municipalities like Brookfield and Waukesha, Milwaukee, Wauwatosa, those if that is something in that southeastern part of Wisconsin is going to be affected more.

Who will the municipalities turn to in partnership to find monies as we have a state that doesn't want to release money ever and spend money even though we have a ton of it, and a federal government that has basically turned FEMA into a museum that no one can get anything from even if it's a state that voted for him?

So in many ways, I mean, we feel more on our own than ever before.

but I think the best thing that we can do is continue to plan, afford what you can at the local level, but plan for a better day and hope that this mindset.

does not last in our state and national capitals because people are finally seeing that these austerity budgets, as I like to call them, there's nothing fiscally conservative about them if all the savings is going to tax breaks for the wealthy.

There's nothing small government about this when you're still micromanaging what local governments have to do with what

little bit of funding you're willing to provide.

So let's let's hope for a time when we have better leadership that understands that these are the things that you do to protect people, whether it's a changing climate or, you know, anything else that we can safely predict in our futures.

Speaking of elected officials.

Brings to mind Tom Tiffany, who for some reason is confused about this wildfire smoke coming from Canada.

And apparently up until three years ago, which is the first time we started seeing smoke from Canadian wildfires that was three years ago.

Apparently up until three years ago, Canada had been doing a great job with raking their forests.

And then three years ago, all their rakes burned or something.

And now they don't take care of it the way that they use.

When Tom Tiffany says absurd, ridiculous things like that, this is what you should bring up to him.

Oh, absolutely.

And he's engaging in what's now being called reverse verification.

Oh, yes.

This is actually our friend Mark Jacob, who's on our show every Friday morning.

He has the Stop the Press's newsletter.

And I saw that this week he's having a Q&A with Jay Rosen, longtime journalism instructor at New York University.

And it's what I refer to it as a propaganda adjacent.

practice of reverse verification as a way to undermine actual facts just because some people don't like them and then try to label them as bias, whether it's, you know, the facts about climate change, the crime statistics in Washington DC, things like that.

Yep, and you just look to discredit the source.

You can't discredit the fact.

But if you can discredit the source and make people think, oh, they must have been biased when they put out that fact, it's how we get to a population now where so many people

Well, look, we have we have one of the lowest vaccine rates, vaccination rates for kindergartners in the country because of what I would call reverse verification.

And it's it's why I do what I do every day.

What you do, what Up North News does, civic media does is to attack this misinformation because it has it has run

rampant for far too long.

If you're just joining us, you're listening to Matt Nair on air on the Civic Media Radio Network.

We were talking to the host of Mornings with Pat Crichtlow, the very man himself.

Mr. Pat Crite low, I should have, I think they should have called it Crite low on Crite show, but whatever, that's fine.

They didn't listen to me.

But I think that that goes back to something we talked about last week, which was the, the sense of the, the troll that, that, that response of, of trying to get a dig and get a reaction from the people.

I feel like what you're talking about is that trying to discredit the facts by saying it's bias.

After a while.

People who are truly affected by these things, who may have been part of that nation of trolls saying, yeah, we're gonna stick it to the libs and blah, blah, blah.

They're gonna realize that their pockets are empty, their houses are falling apart, their governments aren't running, and their kids aren't gonna get an education, and they're getting sick, and all these things are happening because.

Trolling doesn't run governments.

Trolling doesn't get things done.

And by means of Tom Tiffany doing what he's doing to try to discredit the facts, after a while, if he has nothing else to bring to the table like, I don't know, a plan for Wisconsin that doesn't include strip mining, some of the most beautiful areas of the state, then people are gonna say, well, why are you even running in the first place?

What do you bring?

You've been in Washington.

You were in the state capital and you have no plan.

All you're doing is making digs at Tony Evers and Joe Biden.

Well, because again, some people just only know how to engage in full-time politics rather than policy.

And again, when we get to the, you know, the takeover of DC government, the thing I want to establish in this frame here of what we're talking about is the notion of a distraction.

Yes.

And when you say that people are slowly realizing, you know, X, Y, or Z,

We're now seeing that there are people slowly realizing, hey, you know what?

I don't think Donald Trump's actually going to release the Epstein files like he promised.

You know what?

I don't think he had nothing at all to do with this and that he's looking to change the subject.

And that's what, you know, Tiffany and others are helping when they send a sternly worded letter to Canada.

It's all about creating a distraction to get away from the cuts you're making to our health care, the inflation that continues to affect consumers, all of these

things because

it's easier to form a distraction than it is to engage in thoughtful policy.

And something that we talked about the we're in what we'll talk more about it, but the the I'm calling it the invasion on DC.

That's it.

That's strictly what it is.

It's just an invasion on DC.

And Calvin said something brilliant yesterday, which is that this whole action in DC is a distraction and you want to say to yourself, but this isn't something small.

That's the problem.

In order to distract from things like Epstein and the and the big they have to make

these distractions bigger and more dangerous and more and could.

harm people in their, in their, in their creation.

So yeah, now they have to quote invade DC to clean it up because they don't want you looking at what's right in front of you, which is the Epstein file and the fact that this is a terrible, terrible budget for America.

And so yeah, they have to crack a few skulls to make you look the other way.

Wait,

wait,

wait, wait, this guy, this Calvin, you got the idea from him.

Calvin says brilliant things.

I just see

this box over here.

I've never, is there, I see a microphone in there.

This is,

He's a

deep thinker.

Jack, I see you on the line.

We'll take you on the other side.

Yep, Jeffrey Epstein.

He's still dead, and he's still not going away.

Stay close.

You are listening to Matt Nair on air.

This is, whoops, the Civic Media Radio Network.

Now touch that button.

Okay, here.

Now.

Good.

Good morning.

Welcome back to Mattnare on Air.

Jane Mattnare, Greg Bach, Caviente on the board, coming to you from our studio at Radio Park in Racine where you can join us, call or text at 855-752-4842.

Leave a comment if you're watching on the live stream on Facebook, YouTube and what used to be Twitter.

We were talking about

The change in climate, the incredible thousand year rains we had over the weekend in southeastern Wisconsin, this is the new normal because it just is.

That's

the reality of it.

Jack from Meramech has been waiting on the phone very patiently.

Good morning, Jack.

Thanks for hanging on.

What'd you want to say?

Good morning.

Well, first of all, we've known about global warming, which is euphemistically called climate change for decades.

I studied it in grad school in the 1980s.

Next, those people who say it's too expensive to deal with or even to slow down need to realize it's already cost trillions in damage.

There was information on an ASA site that I found that said between 1980 and 2000.

And this is, of course, not the last 25 years, obviously.

In that 20-year stretch, something like $2 trillion

of damages were caused by climate-related storms and other issues.

For some reason, all that information just has disappeared from that site.

Yeah.

Yeah.

And finally, regarding using public money, taxes to pay, or at least to prevent the worst consequences, or funding FEMA to help Americans with the damage already done,

The right-wingers who claim to love the Constitution and its First Amendment, sort of hypocritically, they swoon at the mention of the Second Amendment, but they need to read the whole document.

There's a little thing called the preamble.

The preamble basically tells us why our founding fathers bothered with the Constitution in the first place, and one of its parts reads, to promote the general welfare.

Not the welfare of just billionaires.

Not the welfare of big corporations Everybody

appreciate that Jack.

Thank you so much

Very thoughtful comments, as always, Kazuntai.

Thank

you.

Yeah.

Again, this isn't something that's been sneaking up on us and, oh, surprise, it's climate change.

No, this is, we've known about this for a very long time.

And shockingly, the fossil fuel industry kind of tried to squelch that information.

And now we have the Trump administration.

I mean, it's in project 2025.

essentially to remove all mentions of climate change and essentially get rid of all scientists who study that topic, because then, apparently, it no longer exists.

Again, just this reverse verification.

Yeah.

Yeah.

Well,

it

is because we say so.

And speaking of that, now, of course, we were, we do want to talk about this a little bit.

Trump, of course, has now mobilized the D.C.

National Guard.

I'm gonna take over DC because of the crime rates crime rates are out of control crime rates are out of control crime rates in DC are actually down 30% and Now the Trump administration is saying that some captain in the DC police force lied about those numbers So this is what we're gonna see going forward now anything that does not match up with the administration's wish list is now made up

Every data point, every single thing that comes up that negates their narration is lying.

Everybody's lying except for Trump.

He's the only one who can disseminate truth.

Yes, all those all those scientists

about

vaccine Just

about the climate

right all of

those all of those former members of his cabinet.

Yeah.

Yeah.

Yeah, I

can't trust those people Yeah, the only one the dear leader is the

only one who is infallible.

Yeah Well, and that was the question I asked yesterday when we were talking about this is I can't imagine the DC police like this there was one report of a minor traffic accident in DC and

Half a dozen various agents showed up, one with a rifle to see what was going on.

Well, I imagine there were probably one or two police officers there trying to secure the area and make sure everyone's okay.

Direct traffic, like.

This is going to do nothing but make DC cops job

harder.

Well, and I am confused because I thought Nancy Pelosi was the only one who had the authority to call in the National Guard into DC.

That's what they said on January 6th.

They've maintained that for years that Nancy Pelosi is the only one who has the authority to do this.

So can someone explain to me how this is happening now?

If you ever wonder what if there appears to be a large object blocking out the sun, it's irony.

The irony has just grown here that the

the convicted felon, the criminal mastermind of the biggest crime in Washington DC since the war of 1812.

And that of course would be the January 6 insurrection is now the guy calling the shots.

He was a one man crime wave in Washington DC.

And he made it less safe by pardoning all of those people who took part in it.

He's the one opening up

the prison doors and letting people write back out and again, using this as a distraction from his

real agenda.

Well, and again, this is, this is all of us.

Don't look at the Epstein files.

There are no Epstein files.

There's nothing to see here.

There was never anything there.

Forget all the stuff we said before.

It never, it was nothing.

It was nothing.

It's all fine.

It's

all,

it's all good.

Nothing, nothing to see here.

Well, this should concern all of us.

He has been waiting for the opportunity to send troops into US cities for years.

And this is the beginning.

And he said yesterday that this is not the

end.

Yeah.

No, it's not.

And wherever you live right now, it's not that you're going to get the whole military showing up, but you're going to get people showing up who otherwise would never invade your civil liberties.

But they're not going to like something that you did and expect to knock on your door if this trend continues.

Well, and as far as we know, a bunch of those January 6th riders who got pardoned

They might all be part of ICE now, as far as we know.

We have news coming up next when we return.

State Senator Keldoroy's is going to be here to talk about some safety measures to protect crypto, to protect us from crypto.

That's all coming up.

Thank you, Pat.

You're listening to Matt Nair on air on the Civic Media Radio Network.

Stay with us.

Good morning and welcome, welcome to Matt and Air on Air.

Jane Matt and Air, Greg Bach and Calvin Butenoff coming to you live from our studio at Radio Park in Racine.

You can join us, call or text.

The number is the same, 855-752-4842.

You can also leave a comment if you're watching on the live stream on Facebook, YouTube and what used to be Twitter coming up.

A little bit later on this hour, after the 1030 news, we like to lighten things up with a segment we call Audio Sorbet.

Where we take a breath, get away from the news.

Today's Audio Sorbet question for you, what is your pocket pancake?

No, it's not dirty.

We're talking about snacks.

Pat Murphy of the Brewers, his go-to snack is a pocket pancake, which now they're selling at MFAM Field.

It's a pancake with a chicken tender wrapped in it.

So what is your go-to snack?

What is your...

pocket pancake.

That's our audio sorbet question coming up after the 10 30 news and we will wrap up the show as we always do with this shouldn't be a thing.

Today it is the chug of this edition.

So stay tuned for that.

Right now we're delighted to be joined by state Senator Keldor Roy's a member of the joint finance committee is here with us.

Good morning, Senator.

Thanks so much for taking time for us.

So happy to be with you, Jane.

I am delighted.

We've wanted to talk about crypto on our show for a long time.

And one of the reasons, Senator, that this has been bothering me for so long, I had a conversation with a stockbroker.

This is months ago.

And we were talking about crypto.

And I said, the whole thing just makes me twitchy because it just seems like it is ripe.

for scams and to be abused and for people to get ripped off.

And I said, there's just something about crypto that seems immoral to me.

And what he said was morality aside, this is a product that has, who has people who want to buy it?

So therefore it's okay.

We have a product, people want to buy morality aside.

Concerns aside, let's just sell this.

That did not make me feel better.

Well, yeah, I can certainly understand why not.

And I think, you know, your your instincts about crypto are not wrong.

It is it is a product that has incredible potential to scam people, right, and to facilitate criminal activity.

Yes.

And I think, you know, I'm

pretty libertarian about letting adults do the things that they want to do as long as they're not harming others.

And so if people want to buy lottery tickets or smoke cigarettes

or

buy crypto, what's it to me?

If they want to invest in risky stocks, I think that's okay.

But what is not okay is to see criminals

using this as a way to just wipe out people's life savings and to say we're going to allow this product category to be totally unregulated, aside from every single other way of transmitting money is regulated.

And so that's kind of where I am.

It's like, if you want to do it, that's fine, but we're going to make sure

that we are putting some guardrails and some regulations around this so that people aren't especially vulnerable.

And I think it's important that folks understand that there are people already who have been wiped out by crypto.

And they have

lost everything.

These stories will break your heart.

with the rise of these crypto kiosks, you might have seen them in a gas station or a diner somewhere as you're driving around Wisconsin, they've popped up seemingly out of nowhere and they are used by internet scammers to take people's money and it's virtually untraceable.

Once you put your money in there, it's gone.

It's going to an anonymous wallet to a scammer to a fraudster and you will never see that money again.

And if you listen to the stories of victims as I have, you realize just how dangerous these crypto kiosks can be for people who are vulnerable to fraud, which is all of us.

Anyone of us could be caught up as a victim in these scams.

And this is not me defending.

I know so little about crypto.

I couldn't even defend it if I could.

The the regulation that people want to put in place on this form of payment is flies in the face directly of what is quote supposed to make it so great There's no regulation.

There's no it's decentralized all these great words that make it sound like freedom But really what it is it allows the really really smart people Who know this form of payment who know computers to go in and to do what they can do and really as you said kind of put us over a barrel And that's it.

I mean that I mean you

There's no FDIC for crypto as far as I

know.

Correct.

Yes.

Your money is not guaranteed.

So you can think about it.

It's like buying an incredibly risky stock or even buying like a stock option or a future, right?

Something that's even more separated from any asset that like bears value, right?

So it's a stock market that's completely unmoored from

any form of an asset like real estate or a company or, you know, a currency.

So in that sense, you know, there are certainly investors who specialize in this kind of very high risk enterprise.

And I think, you know, that's fine, but people need to know what they're getting into the problem with these crypto kiosks.

is twofold.

Number one, criminals use them to move money in an untraceable way.

So if you are a drug dealer, if you are a trafficker.

What a great way to

launder money.

Right.

You can take your ill-gotten gains and disappear then.

And, you know, there's really no way to catch it or our government to get the money back.

Now, and the other way is that it just makes it so much easier for scammers to target particularly vulnerable people.

So what what you hear a lot of are these catfishing scams, right, where people pretend that they are in love with you.

They target someone who is lonely, someone who is isolated, someone who may be vulnerable, they maybe lost their spouse, their children live far away.

They don't have a strong support system, right, where they're living.

And so they're isolated and they're on the computer and someone, you know, approaches them and makes them think that they're in love.

And then all of a sudden

Oh, my sister has a surgery or I need me for this.

And they are, you know, piece by piece, giving their life savings away to a scammer.

And at when the time comes and they realize it's been a scam.

There's no

request.

It's

gone.

And that is totally heartbreaking.

That should never happen.

But Crypto, he asks, make it really, really easy for the criminals.

If you're just joining us, we are speaking to state Senator Kelder Royce on matineeir on air and we are talking about legislation that they're putting forth the ability you've put forward to help regulate the So the crypto kiosk specifically is that what this is?

Can you

when I

hear that because there's a gas station and I won't name it by name But they're like they they boast a bitcoin ATM.

Is that what I'm is it when I'm thinking that that's

okay So it's like an ATM

where you can just pull money.

I use money in air

quotes

because I feel like

crypto is not real.

So I don't know how you just go there and put in your pin and say, All right, I got 20 bucks.

So you have a crypto wallet, though, I'm assuming.

Yeah.

So what what you do is you take your cash, your American dollars, and you put it in the machine.

And then it goes to a crypto wallet.

And, you know, more often than not, it's that's wallet goes to the scammer, and then the money is immediately transferred out into a black hole.

where the criminals get it and you'll never see it again.

And law enforcement can't trace it, right?

So any other way that you might transmit money.

So if you go to your local credit union, you write a check, you do a wire transfer, you do that, you use PayPal or Venmo.

All of these are regulated under a pretty robust regime for money transmitters because we want to be able to see where money is going, right?

You want to have confidence that if you

Transfer 100 bucks to your daughter's account that she's going to get that Yeah, we need to know where it went, right?

so um crypto kiosks are outside of that regulatory scheme and that's one of the things that makes it so attractive to these criminals so our legislation um dovetails with very very recently reduced uh or

promulgated regulations from the Department of Financial Institutions that does regulate kiosks as money transmitters.

We also have some additional provisions in the law that the department was not able to do without statutory changes, like know your customer requirements.

So no more of this kind of anonymity where criminals can just come take the money and we have no way to trace it.

A daily limit.

So you can only

Transact that makes sense.

Yeah,

because you know, you just the people that have lost twelve thousand twenty thousand fifty thousand dollars in an instant.

It breaks your heart.

People cannot afford that.

Um, a way to for people to actually get their money back within 30 days, as long as they report to law enforcement that they were the victim of the scam or fraud and report it to the crypto kiosk operator.

then the operator is responsible for funding that money.

So that puts a little bit of the onus on the operators who are making money hand over fist to actually say, we're going to make sure that these are not used for scams because we're going to be on the hook if people are losing money.

Where are these kiosks coming from?

Who is behind putting these kiosks into these gas stations?

Do we know?

Well, I mean, this is a big, big business, right?

We see even

the president sees huge opportunities to scam billions of dollars using crypto.

And so some of the big, big players that are very, very well funded by billionaire financiers are putting these all over because they see them as kind of the wild west in a way to make a huge amount of money on the transactions.

That's another thing we regulate in the bill.

We say you can charge a fee for the transaction, but number one, you have to just close it in advance, right?

You don't get to take the money and then tell people later.

Oh, what a crazy idea.

So and it limits the fees.

It says it can be up to three percent of the transaction or five dollars, whichever is greater.

And that should be more than enough for these crypto kiosk operators to make a good profit.

But for people to have, you know, not these

predatory rates.

Yeah.

I think I'm just going to go stand next to some of these kiosks and say, just give it to me.

You've got just as much likelihood to make money by giving it, to give it to Jane Toh.

It's Jane Toe.

The

bank of Jane.

Yes, give it to the bank of Jane and maybe I'll get it back to you and maybe

not.

Start your own meme coin, Jane.

Yeah, exactly.

Oh God, don't give me.

Senator, please don't give her any ideas.

I don't have time to explain what meme coins are to her.

I don't.

Well, and that thing is the way you're explaining everything here, for me, and I'm really not passing judgment on people who use crypto.

I understand it's here to stay.

It's a form of payment.

It's a thing.

I don't want to be old man yelling at the clouds.

But when I hear people talking about it, it's the same as if you were to say to me, Greg, do you going to go to the casino?

Like, no, I like my money.

It's great in my pocket or in my bank account.

I wouldn't put it.

I'm not going to invest in any sort of crypto until I know.

As you're trying to do right now that there are some regulations out there that are I don't know protect me because I know I'm not a billionaire senator I know I don't I know I don't have 15 bows but I would love to have a little bit I'd like to feel like our government says hey let's take care of these individuals and watch what

you're doing now let's watch out for the little folks yeah we're going to continue our conversation with state senator kelderoy's about crypto just send your money to Greg and me we'll

We'll make sure it's just

fine.

I'll just put it on my back shelf here.

It's fine.

All

fine regulations, regulations.

We'll be right back.

You're listening to Matt Nair on air on the Civic Media Radio Network.

Good morning and welcome back to Matt Nair on air.

Jane Matt Nair, Greg Bach, Calvinator on the board, coming to you from her studio at Radio Park in Racine, where you can always join us.

Call or text at 855-752-4842.

That's 855-75 Civic.

You can also leave a comment if you're watching on the live stream on Facebook, YouTube, and what used to be Twitter.

Coming up a little bit later on today with Maggie Dawn.

Starting at four o'clock, Maggie's going to have Jim Santel, our friend and colleague, host of Amicus Law Review on Saturdays.

They're going to talk about the current cases and lawsuits.

We're seeing lots of those in the headlines.

And in the five o'clock hour, Maggie's going to be joined by Congresswoman Gwen Moore to talk about their redistricting issues in Texas, as well as the ongoing flood issues in southeastern Wisconsin.

Right now that we are joined by State Senator Kelderoy, is our guest.

And earlier, State Senator, we were talking about this bill that you are co-authored that is looking to regulate crypto kiosks in Wisconsin specifically.

It's good to know that people are out there looking out for the little guys.

So the question I have for you with regard to this bill is, what is the support you're seeing from either side of the aisle and either side of the aisle?

Is this going to contain the word we all love, which is bipartisan in its support?

I tell you what, Greg, I am working hard on that because I really do believe that no matter where you live in Wisconsin, whether you're represented by somebody with a red shirt or a blue shirt, you deserve to be protected.

And you deserve to have the freedom to explore emerging technologies.

without risking losing your savings.

So I have had many conversations that are continuing with my Republican colleagues.

I have certainly had some interest.

I know that there are Republicans who are committed to doing something and whether or not they want to go to where my bill is or they have a different idea.

I'm very open to working with Republicans.

That's something I think has been a hallmark of my

time and state government right I always am working across the aisle to build support for my legislation now sometimes I don't get it particularly when I'm working on or You know expanding access to health care, but listen, you know I'm gonna do my best because I think that this is an important issue Now the problem is we've got Republicans in Washington starting with the president who are just hell bent on letting crypto

the crypto industry run rough shot over everyday people.

And that's a broader problem of the sort of corruption of our political system.

And we're gonna have to tackle that too.

But for right now, I mean, this is an action that the state government can and must take to protect people and to stand with law enforcement who are trying their best

But they are really not able to protect people.

Well, seriously, and I understand that on the one side of the aisle, regulations are death and all regulations are bad and we can't have anything regulated because it kills freedom, whatever.

But as you said, Senator, this is about protecting the little guy.

This how do you justify?

not protecting people.

I don't know how you justify not looking out for your constituents and just letting this particular industry do whatever they want.

Yeah, I mean, I think this is where, you know, my legal nerdery comes in because I kind of view this as a product's liability lens.

Like this is about consumer protection.

Now, if you sell a saw at Home Depot and the saw blade comes apart,

all the time and people are losing their fingers, you should be able to be sued for this, right?

You should not be able to sell defective products and not face any consequences.

And you look at predatory lending, right?

These products that are essentially designed to fail and to trap people in a cycle of debt.

Is there a need for short-term lending?

Yes, a lot of people are struggling to make ends meet.

I understand that, but should they be able to scam people and charge hundreds or thousands of percent interest rate on these loans?

Absolutely not.

And so I view this very much as preserving people's freedom to use crypto.

If you're an investor and you want to experiment with crypto as part of a broader investment strategy, go at it.

People get to make risky investments, but what we shouldn't be doing

is letting these crypto kiosk operators essentially make money off of criminal enterprises.

And

assume that they're going to do the right thing.

I think that that's a dangerous assumption.

I would never assume that they would do that.

My assumption is the bad thing.

It's always the bad thing.

I'm sorry to sound so dour, but a crypto kiosk in my brain is like, oh, this is not here to help me at all.

This is not here for my benefit 100%.

This is here for some other guy.

Well, yeah, I mean, and I think that's that's the challenge is we've got these kiosks before we really know what the use case is.

And, you know, they have to sort of convince me that there's a good use case out there.

But, you know, they're they're happy to take money, whether it's good or for ill.

And I think that's that's the challenge is like,

you shouldn't be able to make money off of crimes.

What a, what a statement.

I'm going to put that on a pillow.

You're great at your first tough on financial crime.

You shouldn't be able to make money on crimes.

I love it.

It's my new cross stitch that I'll be working on.

Great.

State Senator Keldoroy, thank you so very, very much for your time and helping explain this.

piece of legislation that we're working on.

And again, if you have any money you don't know what to do with, just send it to Greg and me.

We'll send you our crypto link at Jane says at civicmedia.us.

I love it.

Or send it to me.

I always need more ice cream.

There you

go.

And

this is something that you're interested in supporting and you want to see your reps support this.

Call them and tell them to get on board.

Absolutely.

Get on board the Royce Crypto Bill.

There you go.

Thank you so much, State Senator Calderois.

Really appreciate your time.

News is coming up next and then audio sorbet.

Stay close.

You are listening to Matt Nair on air coming to across the vast statewide, countrywide.

You can pick us up in New Zealand on the app on the Civic Media radio network.

It's breakfast time.

Pancakes is zero.

Pancakes is zero.

Pancakes is zero.

It's breakfast time.

Pancakes is zero.

Pancakes is

zero.

Pancakes is zero.

Pancakes is zero.

Good morning.

Welcome.

Welcome to Matt and Air on Air.

Jane Matt and Air.

Greg Bach.

Calvi.

Teeny on the board.

Coming to you from our studio at Radio Park in Racine.

You can always join us.

Call or text.

at 855-752-4842.

You can leave a comment if you're watching in the live stream on Facebook, YouTube, and what used to be Twitter Brewers in action later on today.

Our broadcast starts at 6 0 5.

I understand they're playing some pretty darn good baseball lately.

They are 74 and 44.

Not a single team has

70.

Smoking hot Brewers.

You can listen to the game.

on Terrestrial Radio tonight, starting at 6.05 on WRCE in Richland Center, WISS in Oshkosh, here in Racine and Kenosha on WRJN, WCQM in Park Falls, and in Hayward on WBZH Brewers, hosting the Pirates, our broadcast starts tonight at 6.05.

And that leads us to today's audio sorbet, where we'd like to get away from the news.

Lighten things up.

Yeah a little cleansing for our brains Audio sorbet we clean your ears with fun.

There you go.

I love it That'll be in a shirt one day when we get our merch Yes, hold not one's breath for that, but anyway What is your pocket pancake is today's audio sorbet question this?

has a reason Pat Murphy of the Milwaukee Brewers

It's his favorite snack.

Warm, fluffy pancakes on the go.

Pat Murphy apparently has bowls, pancakes out of his pocket, wrapped around a chicken tender, and that is his go-to snack.

And now they're selling them at MFAM Field.

Pocket

pancakes, they're tasty and portable.

And warm.

The ball for pocket pack includes four pocket pancakes.

with your choice of maple syrup or strawberry compote dipping sauces.

That's what makes it expensive.

When you put the word compote

in there.

Compote that just raises by three

dollars.

It's like why pizzas now are flat breads and are ten dollars more expensive.

The

double chicken and pancakes pocket pack includes two chicken tender stuffed pancakes topped with chopped bacon or a drizzle of maple syrup for $7.99.

So we started talking about what is your go-to snack.

These are just street tacos, but dessert.

What is your go-to snack?

855-752-4842.

What is your pocket pancake?

You don't necessarily have to pull it out of your pocket.

I wouldn't.

Can I tell you my buddies'

go-to?

Yes.

Because it actually is.

It is located within the pocket as well.

Oh, good.

They went to, I don't know.

I've, I've not been to a brewer's game in some time, but I'm pretty sure you still no longer can bring sealed food in, I'm sure.

Cause before COVID.

You used to be able to bring it like

peanuts or

chips.

As long as it was sealed in a bag, you could do that.

They weren't going to, you couldn't, you didn't have to throw it out.

And my friend would grill up brats, put them in a bun and then throw them in a bag and then heat seal them.

and put them in his cargo pants shorts.

His cargo shorts pocket.

Pocket brats.

Yes, exactly.

I was at a game with him and I go, I said, and he goes, Greg, are you hungry?

I'm like, but then I'm thinking in my head, what do I want to spend a lot of money on for food?

Cause

food at a

ballpark is expensive.

It

is.

And he goes, Oh no, I got you covered.

And literally puts his hand into the pocket, pulls out, looks at me and goes pocket bro.

And let me tell you something, Jane.

A free brat at a brewer's game tastes amazing.

Did you like sneak up to a stand and get stadium sauce to put on the pocket broader?

No.

You're darn right, I did.

Of course he did.

Of course I did.

What is your pocket pancake?

8-5-5-7-5-2-4-8-4-2.

What is your go-to snack?

When you just want a little something, Andrew from Maine listening on WAUK, why have I never thought to keep dry pancakes in my pocket before?

Excellent question.

Andrew also says, I could wrap a harp string in a pancake and throw it in my pocket.