We’ll talk to an expert on so-called Medicare Advantage plans because we’re in the open enrollment season for seniors or their caregivers to make important choices on their health insurance plans for 2026. Original Medicare can’t match all of the TV ads being run by the private health insurance companies who get to claim their plans have some kind of advantage — when the truth is there are significant restrictions to keep in mind before going down a road that looks a lot like the troubles Americans faced before the Affordable Care Act.

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