Iowa Gallivant JayJay Goodvin on Webster County

News Talk 1540 KXEL, where Iowa comes to talk.

We finally reached Friday.

Now that we're into mid-October, we're going to see some colors changing.

It's a great time to get out on the roads, maybe as early as this weekend.

JJ Goodvin is out on the road, although not in Iowa, but he has found a window of time to connect with us while traveling.

And we talk with the Iowa Gallivant right now.

JJ, welcome back.

Hello there.

and thank you so much.

We had a hot streak there and where I think we're welcoming Autumn again.

At least for this weekend, JJ writes about traveling around the state of theIowaGallivant.com.

We talk with him every couple of weeks about a different Iowa county, and we choose those randomly.

The one that we selected the last time JJ was on the program a few weeks ago, Webster County in North Central Iowa, home to Fort Dodge.

And JJ, if I remember correctly, you had a nugget that you wanted to share with us about Webster County.

That's right, but remember, we have to start out with something to make something very clear.

Webster City, not in Webster County.

One county over in Hamilton.

So yeah,

we got to make sure we let everybody know about that.

So yes, and we tease it with the Iowa's tallest mural right there in Fort Dodge.

It is really cool.

And what I like about it, it's on a grain elevator and you can walk all around it.

And the artist does a really good job.

He's done these all over the country.

And Fort Dodge is lucky enough to have him come there.

And it is fascinating when you go see it, especially way up close.

So and I really encourage everybody to go out there if you can.

And you know, you're going to be going out there to see fall colors and stuff like that.

So this is another highway 20 town.

If you get off the beaten track and then you need to get into one of the largest.

areas for lunch or whatever, then you might stumble upon this.

But one of the best cheeseburgers, one of the juiciest cheeseburgers I've ever had, probably the juiciest burger I've had in the state of Iowa was at Rouse Tap in Moreland right there in Webster County, another old highway 20 town just here, you know, classic small town Iowa tap.

And what I like about it is it's open on Sundays.

And you don't get that often when you're traveling around, especially in small towns and things like that, where the local tap is open on a Sunday.

And so like if you are a weekend warrior, just remember Ralph's Tap in Moreland, you get a really juicy burger.

And it's also where we had our Webster County special, isn't it?

Is that Ralph's Taps?

I hit that day.

on an enchilada day.

And I've noticed a lot of bars around the Midwest, not just in Iowa, but the Midwest have their specialty enchiladas.

It's really interesting.

We're talking with JJ Goodvin.

He is the Iowa Gallivant.

Right, it's about traveling around the state at theiowagallivan.com.

Looking at Webster County on this Friday morning.

A couple different directions we could go, but let's stick with the fall theme.

You mentioned that the fall colors are starting to come our way.

It's a good time to get out on the weekend and see some of those colors.

And of course, Fort Dodge and Webster County right in the heart of the Des Moines River Valley.

So some good opportunity to see fall colors.

there.

Oh, absolutely.

Yeah, you know, Humboldt's not that far away.

You know, you when you get up in that area, you got Gotch State Park named after the famous wrestler, probably the first celebrity wrestler in American history, like major one that is Frank Gotch and via that, you know, that's not Webster County, but it's very close.

But Kennedy Park there in Fort Dodge.

Really beautiful time to go see that park.

It's a peaceful.

They do such a great job all year round at that place.

Obviously the natural wonders right now with the fall foliage, but also during the 4th of July, I mean that place in Memorial Day with all the American flags.

There is such a great park.

I really recommend going there around the July 4th time period.

When you're out there too, they have a great apple orchard over there, but you got to hit it pretty soon because a lot of these orchards, you never know when they're going to be closing down for this season.

Not only with the orchard out there in Fort Dodge, but orchards around the state not only sell their own products, but they do a really good job.

selling local Iowa products from other places.

So, you know, I know that a lot of people kind of roll their eyes when they talk about like the Christmas season coming up, but it's a great way to support local businesses and get those stocking stuffers ready to go.

The other thing I wanted to bring up, thinking about Fort Dodge in particular within Webster County, is that you've got Fort right there in the name, which has some historical suggestions that come to mind.

And in Fort Dodge, they've tried to capture some of that history that goes back to the founding of the community.

Oh yeah, that's another place.

Frontier Fort Museum.

And their main draw, the Cardiff Giant.

They say it's a scam.

I thought it was real.

And obviously the Cardiff giant just brought, drove the people into the area paying to see this, I guess, what would you say, sarcophagus or petrified giant, you know, but we all got to wonder like how people were entertained for the longest time and we're still being entertained by the Cardiff giant.

But as you walk through the frontier...

Fort museum, you know, you see other stuff.

They also have like different events there I got to check my sources here, but they used to have a chili cookoff annually I needed I was a judge there for one of those a while back and I gotta see if They're still having that because that was really good and so one of my favorite chilies I've ever had in my life was at the Fort Dutch chili cookoff there and it was a pheasant chili

And I knew they

weren't gonna win.

I knew they were gonna I gave him my number one score

but I knew they weren't going to win because I knew because it was pheasant and it was people I know most of the folks were wanting that classic chili but it was it was so oh my god it was it was good it wasn't not anything close to your classic chili don't get me wrong um but it was oh my god it was good

We're talking with JJ Goodvin.

He is the Iowa Gallivant.

We're talking about Webster County, which we selected at random when we talked with JJ a couple of weeks ago.

So Webster County and the Fort Dodge area in focus.

And for a long, long time, Webster County, Fort Dodge was where you made the transition from taking the new Highway 20 route.

And then it went down to two lanes.

And then you were on historic Highway 20, of course, in the last decade or so.

That has changed.

and it's become four lanes just about really all the way across Iowa.

But where do you see that having an impact, JJ?

As you look at historic Highway 20, because again, this was an area that was getting a lot more traffic in some of those rural communities west of Fort Dodge until about a decade ago.

Yeah, Fort Dodge is kind of like the gateway to western slash northwestern Iowa, wasn't it?

I mean, I guess it could still kind of is, but yeah, you're absolutely right.

So like when we were driving to my my grandparents house when I was growing up, they lived in Sac County and we'd always have to drive through Fort Dodge and you would see that.

Yes.

You would go right into the rural Northwest reaches of the state and it almost had like not quite like Route 66 where it had like an overnight there today gone tomorrow sort of thing.

It was gradual, but.

Yeah, you could see the effects of the economic downturn of some of these towns, but also you can nowadays, you can see where some of them are like kind of like adapting to the four lane 20, because it's not going anywhere.

And neither is old 20.

And I mean, that's not going anywhere either.

It's still there.

You still have the historic US Route 20 Association that does a good job of giving the historic aspect of it and getting people on that track.

because it is America's longest highway from Newport, Oregon to Boston, Mass.

But so like you have like the cities like Holstein and Ida County that put a really nice hotel like over there off of highway 20.

And at first, you know, people are like a hotel in Holstein.

What do you what are you thinking?

You know, why would you do that?

If you know, it's not even I don't even know if Holstein has a thousand people there, right?

And it's a cash cow.

So.

you know, if you build it, they will come, you know, and then little communities all over the state have figured it out where you just do a little bit and it goes a long way with those with those kind of developments.

So yeah, and then Sac City obviously wasn't getting as much traffic anymore.

That's the county seat of Sac County.

So but they really done a great job with roadside attractions, bringing people in.

So they had a

you know, a ton of public art and stuff like that.

So, yeah, you can see people saying, you know, let's not give up.

You obviously see things aren't the same as they used to be.

That's true, especially like with the old diners that have been torn down, the old driving theaters that have been torn down and stuff like that.

Well, talking about Webster County, we've talked a lot about Fort Dodge.

You talked a little bit about Moreland.

We've maybe touched on a couple of other communities.

What's one...

community in Webster County that we really haven't focused in on that we should.

Yeah, where we got our Webster County tenderloin, and that's a place called Stumpy's in Duncan, another old 20 town, little tiny town, little tiny bar, and it's inside the American Legion there, and it's really great food.

And it's, like I said, it's an off the beaten track, but they have a great tenderloin.

They've been up for the best Port Tenderloin in the state before.

They never won it, but they've been in the running.

So I knew I had to have that for my Webster County Tenderloin.

But in getting back to Fort Dodge real quick, you know, if you want a great steak, the Casa Blanca Steakhouse, it's connected to that best Western Starlight Hotel that's on the outskirts of Fort Dodge.

Great ribeye.

They used to be in more in town, but they've relocated recently.

It's right by that frontier.

uh fort museum so uh and what i love about that place is they use really great quality beef for their steaks obviously but as one of your side options you can order deviled eggs i mean it's just like what and they're like yeah yeah you can have deviled eggs with your steak i'm like bring that on and a while back uh i would say geez probably 10 years ago maybe

I had Korean food off and on before I went to Fort Dodge about 10 years ago.

But my first real Korean food experience where you had it for the entire meal was at Gagga and Hu in Fort Dodge.

And you're one of the golf courses inside one of the neighborhoods.

And it's still there.

It's a great restaurant.

The locals love it.

It's authentic Korean food.

And yeah, it's delicious.

And like I said, I had it before, before then.

But when you get that.

True full-on experience where every single side, every single entrée and every single course was Korean food.

It was such a great, and the owner is awesome.

He is such an entertaining owner.

Everybody loves him.

Well JJ Goodvin is the Iowa Gallivant and writes about traveling around the state at theiowagallivant.com and we've reached that point in the program when JJ's with us where we need to decide where we're headed next.

We're going to do that by flipping a coin over the Iowa map to see where it lands.

This quarter by the way that we've got for this week's toss, boy this looks like it's been out in a parking lot for about three or four years.

It's 2018 quarter but you'd never know it and it's one of those specialty quarters as well.

There's a loon on the back of it.

So you'd think it was a Canadian dollar, but it's actually a quarter from 2018.

And let's see how it flies and where we're going next when we talk with JJ in just a couple of weeks.

You know, well Fort Dodge and Webster County aren't really all that far away.

We're going to be even closer to home next time JJ is on in a couple of weeks because the quarter has landed on Tama County.

Okay, I'm going to take you to the Bohemian Alps.

The Bohemian Alps.

All right, well, we'll look forward to finding out a little bit more about where JJ is talking about specifically in Tama County when we reconnect with him just a couple of weeks from now on another Friday.

JJ Goodvin writes about traveling around the state at theiowagallivan.com and joins us regularly here on News Talk 1540 KXCL.

JJ, thanks for being with us.

You bet Tim and yeah, I can't wait till we get up to the up to those Bohemian Alps, dress warmly, make sure you know you get used to the altitude, you know, pack some extra Kleenex for the nosebleeds.

I'm sure the the Sherpas will be quite useful when we get up that high.

So yeah, we're going to be great.

This is the station where Iowa comes to talk News Talk 1540 KXCL.

It is always a privilege when we get to connect with America's Money Answers man, Jordan Goodman.

Jordan at MoneyAnswers.com is how you can reach him in between these segments that he's kind enough to do on alternate Fridays.

And if you have a question or comment for Mr. Goodman, you'd like to have us weave into today's conversation, send a text, 319-235-1540, or send me an email directly, Jeff at KXEL.com.

Jordan Goodman, good morning, and thank you for the time.

Great to be with you, Jeff.

All right, so we have some data that has come in now that is obviously going to affect a number of things, including, perhaps, the Fed later this month.

What kind of reports have we seen?

So we have the Consumer Price Index come in at an annual rate of change of 3.7% year over year.

And then producer prices came in up 6.3% year over year.

Now, those are clearly higher than what the Federal Reserve is looking for, which is 2%.

inflation, and clearly they're being driven by higher oil and gasoline prices, not only directly, but also working through the system.

I mean, transportation costs, airline fares, everything else is related to that, and so that came in hotter than expected.

That meant that interest rates went up on long-term treasuries, and Wall Street's now thinking that the Federal Reserve's probably going to raise interest rates at their next meeting, not next week, but the week after that.

because they just can't keep inflation going this hot without trying to do something about it.

They raised rates a quarter point last month of September, and now it looks like they're going to do it again.

So that's set off a whole series of other things, because when interest rates go up from that and bond prices go down, and it also affected the stock market.

The stock market went down this week because the feeling of higher interest rates affects stocks.

particularly the stocks that have been the hottest.

The tech stocks and particularly artificial intelligence with stocks fell the most this week.

So it kind of was a series of events all kicked off because of higher oil prices.

It would be one thing to say, well, one segment of the economy was at an inflated rate, but because it was siloed off over here, it doesn't affect everything.

But when you're talking about energy costs, when you're talking about fuel, that affects everything because of supply chain issues, distribution, et cetera.

So it's not like they can say, well, it's just this aspect of the economy because of the impact on every other aspect.

And I'll add to that.

We've just added 50% tariffs.

on Canadian oil coming in.

All kinds of Canadian products.

But Canadian oil, so that adds even more.

These are all what I would call self-inflicted wounds.

So we didn't have to do any of these.

We didn't have to have the war with Iran.

We did not have to have the battle with Canada.

But now we're seeing the result of it.

And it cost the government a lot more.

When interest rates go up, it means the cost of paying interest on the Treasury bonds goes up, which makes the deficit that much work.

We're already at about a $2 trillion deficit.

and that's about to go up more because the interest rates keep going up on all the treasures we're paying which continue to mature and are being renewed at higher and higher interest rates.

The thought originally after the September quarter point increase by the Fed was that they might do nothing in October and again they'll

That decision will be made public.

That meeting will be held just a few days before the election.

The smart money had said, all right, they'll do it by the end of the calendar year.

But these numbers changed all of that.

That's certainly Wall Street expectation.

You're right.

They had been kind of neutral.

It may or may not happen in October.

When you have inflation, that's 6.3 percent of the producer and you're aiming for 2 percent.

That's triple what they're looking for.

The thing is, when you raise interest rates, that does not affect oil prices.

Raising interest rates does not get up the core issue, causing inflation in the first place.

The oil prices are going up because the Iran War has restricted the Strait of Formuz, and now Red Sea, and then we've added these tariffs onto Canadian oil.

That is the reason why we have inflation.

If we didn't have the war, if we were back to kind of normal pre-Iran War,

Oil was about $50, $60 a barrel.

Now it's about $106 a barrel.

That is the reason for it.

And raising interest rates does not affect that.

Not only do you have the Strait of Hormuz issue, but there's a conflict in the Red Sea.

And again, all of these dominoes continue to fall because it's a global market for this commodity.

Well, it is.

And recently, the Hooties have not only been shooting at the ships of the Red Sea, but they've literally been

bombing the Saudi Arabian airport like caused a thousand flights to be canceled During some kind of a big energy conference And also they've been hitting the Aramco oil refinery facilities there I mean they're hitting at the heart of Saudi Arabia here and Saudi Arabia is going back at him with jets and so on but the hoodies are being very Strategic here and what they're going after and causing a lot of chaos and all that affects itself in the oil markets

and again

As I drive to work, I pay note to what the price of gas is.

It may be down 10 or 20 cents today, but it's bound to be up by tomorrow because of the volatility.

The real issue in this part of the world is the cost of diesel because this is harvest times.

That's right.

So the average national price for gasoline is about $4.34.

The average national price for diesel is $6.28.

That's up 67% over a year ago.

that hit trucks, that hit farms, that hit airplanes, that hit ships, that hits all kinds of transportation using diesel.

And they have to pass that on in the form of higher prices for food and transportation and everything else.

Now, President Trump made an unusual move, of course, that way recently by saying, all right, well, we'll bring in some Russian diesel, and that'll bring our diesel prices down.

That didn't work too well.

First of all, it got a huge blowback, not only from Democrats, but from Republicans.

The first thing is it's illegal, because in 2022, Congress passed sanctions against Russia that were not supposed to import Russian oil.

We've been lecturing Europe and India and all kinds of other places saying you cannot take Russian fuel.

Okay, so that was the first thing.

The second thing is the amount that we're talking about was very small compared to the size of the problem.

We're talking about bringing in 36

a million barrels of diesel over about six months.

We use 28 million barrels of diesel per day.

Okay, so even if that were to happen over all the objections of this illegal, you would hardly have any impact at all.

So that was President Trump's response to getting diesel prices down.

We've been talking about bond rates and stock prices, etc.

KXEL listener John submits this question for you.

He asks,

With the demand for purchasing U.S.

government bonds on the decline, do you think we will soon see a wider spread between the Fed rate and the bond rate?

Well, yeah, the Fed, I mean, that's already happened.

The long-term treasuries, the 10 years are well over 5 percent, 5.3, 5.4, something like that, and the 30-year treasuries up to about 5.8.

The Fed reserves overnight rate, the Fed funds rate, is three and three quarters to 4 percent.

So yes, those long-term rates have been rising.

The spread between long-term and short-term rates has been rising.

Now, if the Fed raises rates by another quarter point at the end of October, that'll catch it up a little bit.

But the long-term rates are going up for several reasons.

And one of them is exactly what John just said, is there's like a buyer strike out there.

The big buyers of U.S.

Treasuries in the past have been China, Japan, Canada, Europe, all kinds of major places, because they're considered a very safe investment.

liquid and higher yielding when they were getting at home.

All that has changed.

Japan's interest rates have risen a lot, so the Japanese pension funds and insurance companies that used to buy treasures are now buying Japanese securities.

Canada hates our guts, so they don't want to do anything to support us right now, and the same with Europe.

So there are economic implications of the political fights going on between Europe and Canada and Japan with us.

Jordan Goodman is America's Money Answers man.

He joins us live on News Talk 1540, KXEL.

Well, it's not like this is the only place where we have conflicts, the Middle East, the war, et cetera.

Europe, you and I spoke here on the radio last week.

It just keeps getting worse there.

Well, demonstrations have been even more violent than we spoke about last week, and they're spreading to other countries.

It kind of started in France.

which continues to be extremely violent.

Now it's spread to Belgium, Netherlands, Spain, Albania, Austria, Germany, and now even beyond Europe, Bolivia and other places as well.

It kind of started with the French high school students saying they don't have enough teachers and their schools are kind of dilapidated and it quickly went from there to all the Muslims that have come into France.

from North Africa and from Africa and from Middle East over many years, saying they feel discriminated against and they want to bring the government down.

This has all been supported by the communists, the left wing of France and the unions, and then it just got completely out of control.

And you see the videos.

It's just incredibly violent all over the place.

And again, not only in France, but all these other countries.

So the governments have been responding by trying to crack down on it and sending in the police and

tear gas and water cannons and it just inflames things that much more it's like outright revolution going on the streets of europe uh... right now uh... so i think one of the responses to this is going to be a big surge in right wing uh... government the next spring uh... france has its elections which has every seven years but cronies is leaving and i think all this

of violence and demonstrations is going to feed Marine Le Pen, who's the kind of right-wing anti-immigrant nationalist party in France, who will probably crack down even more and maybe even bring the military in.

And this could happen, this is happening under the AFD, the kind of right-wing party of Germany is in ascendancy.

And Nigel Farage, the kind of anti-immigrant nationalist party in Britain, is in a sense as well.

So you have this

massive force of these Muslim processors.

And now you're going to have the right wing trying to close down.

It sounds to me like civil war in Europe.

And again, just repeated one after the other after the other, the domino impact of this.

Even if they were to snuff it out one place, like, for example, in France, where things started, well, now everything's on fire.

It is.

This also impacts the economics of the situation.

So the buyers of sovereign debt from France and Belgium and England and Germany are getting worried that the countries are either not going to pay or have trouble paying.

They said, you can't keep spending like this.

You've got to have austerity in order to be able to pay your debts.

And that austerity is what set all this off in the first place.

So all this turmoil is making the bond

interest rates of the sovereign debts going up even higher, making it harder for them to balance their budgets at all.

It's like this cycle.

It's really getting pretty extreme here.

But I don't see how they get out of it.

I mean, just cracking down on people does not solve the underlying economic issues, which is they are spending far more than they're bringing in.

I mean, we have $40 trillion deficit here.

In France, it's about $4 trillion.

But compared to the size of the economy, it's still huge.

And this is happening the same in England and Germany.

They're all borrowing a lot to keep their social spending going.

It's just unsustainable.

Jordan Goodman is America's Money Answers man.

He joins us live on News Talk 1540 KXEL circling back to the U.S.

economy.

Most years, if not every year, social security recipients receive a cost of living increase.

It was just announced what the 2027 increase would be.

Of course, costs go up as well.

So the number that came out this week was 3.6% is the cost of living increased for 2027.

Last year was 3.5, so a little bit more than that.

That means the average Social Security recipient will get about $75 more per month than they were getting before.

So that's the good news.

The bad news is you also have to pay a higher premium for Medicare, which is taken right out of your Social Security.

That's going up about $6 a month, something like that.

Now, this is the time to talk about Social Security because, well,

They were paying out these wonderful cost of living increases.

The Social Security Trust Fund itself says, we got six years to go, folks, before we basically run out of money to pay benefits at this level.

And if Congress does nothing, as they have done nothing for a long time, between now and 2032, there will be a 22% immediate cut in Social Security benefits starting in 2032, which will put a lot of people into real trouble here.

I mean, the last time we reformed Social Security was 1983 under Allen Greenspan's commission, where they raised the retirement age slowly.

They raised the taxes slowly.

They raised the cap.

They did various things around the edges, which did help.

But by now, that was in the baby boom's key working years.

Now the baby boom is pretty much retired and collecting benefits, living a lot longer, getting cost of living increases.

And the number of workers paying is going lower.

So everybody knows exactly what the problem is.

And they also know all the solutions are.

Nobody has the guts to actually do it, which is to raise taxes, cut benefits in various ways.

There are things that can be done.

Everybody knows exactly what needs to be done, but no politician that I know of has been able to say we're willing to do it.

So we'll just fall off a cliff in 2032.

I'm telling you that right now.

Well, those who are up for election to the US Senate this year, they will be in office at that time.

In the past, politicians have just decided, well, we can kick the can down the road.

We won't have to deal with it.

It'll be somebody else's problem.

But if you're running for Senate, it is your problem.

You'll be sitting there at the time that either tough decisions have to be made or you're going to watch people's benefits be cut by nearly a quarter.

Do you hear any Senate candidates saying we should reform for security and get out this?

It's not an issue at all.

I hear nobody talk about it.

No, we've asked each of the candidates.

The Libertarian, the Republican, and the Democrat, and I got very somber nods of the head that this is something that must be addressed, and if we could just get after the waste, fraud, and abuse, well, that's a yes, we need to, but nobody will do anything until the last minute, and then even it won't get done based on current practice.

This

is not a waste, fraud, and abuse.

Okay, this is demographics.

People earn their Social Security by paying into it for many, many years.

And the numbers, I mean, when we started in 1935, when Social Security started, there was, I think, 30 workers for every retiree.

Now it's like two and a half.

It's going up, because there's more people retiring, living longer, and fewer people paying in.

So this is not waste, fraud, and abuse.

You could cut all that out, not maybe it would save you 1% or something.

It's demographics.

Totally known in advance.

There's no surprises about this whatsoever.

But there is not this political courage to do something about it, including President Trump.

He never talked about it.

And ARP, as you cannot possibly touch our securities, completely off the table.

So it's off the table until it drops off the table at twenty-three percent cut all at once.

Heavens.

And just as I'm going to be arriving there.

This is not fair, Jordan.

This is not fair in any way.

It

was timed for you, you see.

I will tell you if I wait until 70, it'll be just after everything takes a cut.

I smell conspiracy.

You were

born too late.

You got it on the party earlier, you see.

You should have told your mother about

that.

Those of us at the far end of the baby boom spectrum, this is what we've waited for.

Let's conclude with money is fungible.

And so, you know, if you give me $100 and you say go buy lunch, well, I might.

Or I could use this money over here to buy lunch and use your money for something else.

That's sort of what we have going on with this meta-settlement, is it not, potentially?

So meta-settled with 47 state attorneys general for $17 billion for the damage that they've caused to young people with the social media addiction

Um, and all the bad behaviors and self-harming and so on that came through that.

So they said, okay, we're paying 17 billion.

We're sorry.

We're going to make things better, supposedly.

So this money is supposed to be used for youth mental health to avoid all these problems and change social media behavior and all that.

The states are getting this and the vast majority of that 17 billion is not going to be used for youth mental health.

It's going to be covering budget deficits and buying pools and, you know,

pork ballot projects and things like that.

It reminds me very much of what happened in the 1990s.

You might remember we had this huge tobacco settlement at the time for $176 billion.

And a very small portion of that went to anti-smoking programs.

And the vast majority went to cover state budget deficits.

So it's not quite as big.

It's a tenth the size, 17 billion versus 176 billion.

But it's the same principle.

If governments see money, they'll find a way to spend it.

not on the original promise of what was going to be spent on.

Very similar to COVID money that came in, and it was just used for anything because these governments said, oh, look, free money.

So it's kind of a shame.

I mean, 17 billion is a pretty good fund for a company.

You know, the 176 billion was the entire cigarette industry.

And it worked in the long run.

I mean, cigarette smoking is way down, so that's good.

But I don't think social media use is down since the settlement.

No, sadly it's not.

Jordan, it is always enlightening and informative.

Let's do it again in two weeks, sir.

Very good.

All right.

Thank you, Jeff.

Appreciate it.

He's the best.

America's Money Answers man, Jordan Goodman, and he joined us live on the news line on News Talk 1540, KXEL, where Iowa comes to talk.