Unveiling Milwaukee's Housing Secrets: Affordable Homes & Community Insights

Transcript

Unveiling Milwaukee's Housing Secrets: Affordable Homes & Community Insights

Community Voice · Mon Aug 31, 2026

Good morning. Welcome to Community Voice. I'm your host, Keith Parris. I want to thank everybody for joining us this morning. Yied over there? Did he die? Don't be dying on my program. You could have died. You could have died between seven and nine. You could have died between nine and eleven.

Cat got you tough. Yeah. Who you with? What up, Clark? What's that, man? Who you with, man? I'm sorry. Well, let Debo know you on the air, man. You got show to do. Come by. How was your weekend, man? To my mind of Clarkson. Man, I'm pointing this way. I'm going to get to you. How was your weekend, Clark?

You didn't go to jail. No, no, you know, I'm celebrating, you know, my father's birthday once again was Saturday. My grandfather was yesterday and my late cousin, my cousin just passed. Her was yesterday. So that's why, like I told Michelle, that's why I got the Obama hat on the day to represent them. You know, he's not president anymore. I know that. Oh, I'm just wearing the hat. Oh, just to support. Just to remind us.

how good we had it. I appreciate that. Just keep on reminding us, all right? Just keep on reminding us. Wow. What a preposterous. Bishop, chairman of the board. God bless you, man. Let me do a couple of things. Let me first of all, let me thank DJ and Paris for the outstanding job that they did on Friday. Oh, yeah. You're unique. That's that's what I want.

No, but she's a she's a she's a natural that was my first time working with her and I mean just the energy was

was actually, DJ did a great job holding it down, man, because filling your shoes is huge, but how long has he been doing it? Was it eight years? Yeah. Yeah. He can't do it. I remember one time he had to do it by himself, and he was like, and I used the word, man, if you can't do it after all of this, then there's a real problem. So let me thank them. They did a great job. I was really impressed. Really the second half.

Where you know, she a couple of times she looked like she was in a hostage tape, but then after that She got comfortable and she know her sports too. Oh, yeah. Yeah, she knows sports very well Let me also to the walls family a young man. I'm known since I was 12 years old James Hilary walls junior made his transition and Man, we just it was funny. I lived on Fifth Street

And Hillary and I, we were seven graders at Parkman. I think, I don't know where he lived then. Then all of a sudden it looked up, Nathan moved on our block. Oh man, is that Hillary? But yeah, he was, Hillary was a good ball player too. But yeah, certainly my prayers go out to the family. I'll be reaching out to his mom. And let me also shout out Sister Pearl McNeil, who turned 90 years young.

just one of the more. Now you talk about, and I guess that's why I am what I am when it comes to music, just going up in Metropolitan and being able to hear. And her soprano was just incredible. And so it was good that they had a nice celebration for Saturday. We weren't able to make it because we were in Miami. But it's happy birthday, happy belated birthday, Sister Pearl McNeil, one of my favorite people.

Her daughter and I were in the same class Phyllis graduated from Custer and I graduated from that other place and So let me I'm sorry. We missed it. But Yeah, we were then so let me then talk about then why wasn't I here on Friday? We were in Miami for my I hate that term system laws like we were talking about step

I'm not stiff, half brothers and sisters. Black sociology says that if you grew up in the same house, your brother and sister, the halves are the ones who don't live with you. But I'd say the same thing. And man, I've just thought about it, 39 close to 40 years.

Maydan has always made me very welcome in that family. So they had a birthday celebration for her. Michelle got the clip. I don't know what I did. I must have not pressed it right in terms of taping. But there is her dad is from the Bahamas. And so they had this West Indian band.

you know and they come out in the colorful outfits and and they they got drums they got horns whistles she danced in with them she danced out with them it was something and I said to them in my tribute to her I love all African people all over the world and music is one of the reasons why I love all African people all over the world so that was great great weekend but you know what

Every now and then we had a near perfect get to Miami. As a matter of fact, we got to Miami early on Thursday afternoon, Thursday evening. Coming back, you got to fly through Chicago. Man, so the plane we're supposed to ride on is held up for weather.

We're on the ground in Miami for almost an hour because of traffic congestion over a hair fill. We get back. We're trying to get on an earlier flight to get us back to Milwaukee. Long story short, we didn't get to the house until one o'clock last night. And I know they're your competition, but let me shout out the Uber driver. Man, I mean, dude, it was perfect. But I have a question. Who is out at one o'clock?

on Sunday, you know, be what, early Monday morning? Who thought at one o'clock in the morning, it was traffic, and I'm trying to figure out, what are people doing at one o'clock in the morning? Went past the gas station, people at the gas station, what are you doing at one in the morning? I don't know why we were out there, because we were kind of stuck, but I'm just wondering, where are people going? And this is a Sunday, early Monday morning. Yeah. Where they going?

You'd be surprised, man. No, I was. Yeah, I was definitely surprised. Now, um, some of the traffic, I know I've seen, you know, people traveling, going down to Pato and staying there all night. But you do ask yourself, especially on a Sunday night, knowing that people have to get up for work on Monday, where are y'all? Like, where are you going? Like, and why are you out this late?

Man, I was it was more people than I thought I mean and it was one because really we get back to the house at about one o'clock It was a nice it was a nice summer night. It was nice You should see when there's a hot how many people be out at the one the two o'clock in the cars man I know Keon used to always say he was going to buy gas at two o'clock in the morning We always had a problem with that

or is the gas cheaper two in the morning than it is two in the afternoon? It's easier to get to the pump thing if there ain't nobody out. Okay. Compared to sitting and waiting because mostly because not because the reason why I say that is because people that do that normally go to hood gas stations. Right. So when you go to hood gas stations, it's only two, three, four pumps that's available. So if you go, you know, doing heavy traffic time, you got to wait and whatever.

But if you pick your time slots to where you go, if it's late, you can pull up gas up and go. I wouldn't suggest doing it because it's so dangerous. Are you lifting at that? No. Oh, no. And I cut off lifting about nine. I go in about nine before dark. No, seriously, man. I like when I leave from here, man, I might do it for a few hours, but as soon as it started getting dark or.

as soon as that first person run that light and almost hit me, that's when I go in. So every day is, it's around eight, 39 o'clock. I was, you know, that I'm not usually up and out that time of night. But I was, and you know, I can see Friday night, Saturday night, you know, coming from the club. But this, I guess people doing after hours on early Monday morning.

I mean, no, they do have after hours that stay open. I know they do. That's why they call it after hours. But they, of course, they illegal. And then they put them in some of them. They had the after hours over there. Yeah, it's cracking. Yeah, they had the whole warehouse building. Yeah. Hey, but had size in it like they were supposed to have it over. Like a license. Like he had no license.

I was like, oh man. Yeah, man, so I'm gonna have to really, I told Rhonda I'd really do this. I'm gonna complain to American Airlines. I just, and I understand they're based in Miami, I think some place, and going into Chicago, because United is based in Chicago, but man, that was just coming back was just, oh my God. And then they put you on this little plane.

you know, from Chicago to Milwaukee, Milwaukee to Chicago. Um, so anyway, but anyway, great trip, great to be with, um, the family, um, and this young, um, one of the, uh, one of the nephews, he's a music producer. And, um, so Rhonda's out booking people for my program. I'm not gonna. And, uh, so this young man, uh, Malik McDuffie.

All right. Awesome, man. So he's a music producer. Yeah, that's dope, man. Call and welcome to the program. Good morning. Yes, good morning. There we go. Good morning, Keith. Tyrone? Yes, sir. Good morning, man. Right out. Good morning, man. Clark Kent. Good morning, sir. Yes, good morning, Milwaukee. Tyrone W speaking. You know, Keith, I'll tell you, I've got, really, I may have a handful there in mind. I really, cousins anyway, you know, the uncles and aunts there.

You know, they're probably outlining areas like Tampa and a couple of Orlando there, but I may have a couple of the younger ones in Miami there. But is Don Johnson or Michael Phillips look still flushing pretty heavy down there on Miami Bikes? You know, a two piece and a t-shirt? I mean, you know, actually, that's pretty cool. I'll sports that one. Because the jacket, once you start sweating, the jacket actually helps because your sweat is going to cool off later in the day.

The Jack is actually going to keep you more comfortable because the sweats going to start cooling off if you haven't changed out of it by then. Hey, Clark, can you do me a favor? Yes. Let Tyrone know that we're in the 21st century. Anybody talk about 1983? Man, let him know. I step out in the two-piece and the t-shirt, man. Miami looks so different now than it did in 1983. Well, I mean, it all depends on how you sport it, though. I mean, you can still make it look good today.

OK, all right. You know, and I'm also excited about them. I'm not going except for when they play the Packers, but you know, Malik Willis, you know, I think he's going to do absolutely well down there. He's got a couple of good running backs. They've got good receivers. The defense looks good. Well, I know that the people in Miami had me that too was gone.

Well, I guess he's a friend of mine, and they booed him. They booed him, I'm merciful. I think Malik is going to give him something to smile about. I think Malik is, because he's, I'm surprised, man. The Packers, man. So if, if the Packers didn't afford him, I mean, if love doesn't show up this year, I'm not saying Super Bowl or Bust, but if they don't at least do better than they have been, I don't know, man. Malik needs to light them up then and show them what they had.

Let's get away. So and I'm also excited about the boy over in Chicago again for another season of the young man Willis not not Willis, but William Caleb. Yeah. Yeah. Yeah. See what he's gonna do. So it's got the season has good promise on it, but it's not gonna be the gatekeepers. It's gonna be some young teams that you know beat some you know beat up on some some powerful team.

I feel like I need to take a shower, the fact that I acknowledged that Chicago could be formidable this year. Well, you have to if he's good. He's good. He's good. He's good. He's good. All right, we'll see how it unfolds. Get a couple of schedules. Hold on to one for me. All right, man. All right, thanks. Back is ready to come with it. We're going to come with it. I'm coming up on a break.

And, you know, I try to be one of these brothers who just stay out of stuff. But you two Negroes. What? What we do? What? Y'all up here with Reverend Bishop Pastor. Peace, gal. Peace. She was on fire though. She was cooking. I'm looking. She was cooking with grease though.

Because stand with the brothers brothers. No, I do stand with them. No, you don't but but but but I do have to say I'm collecting cards after this program Listen, listen seriously. I do have to say this. Yeah. Yeah. Talk to him. Hey, help us. Help us. Get deep in here, man. No, seriously, man. It always happens.

to us like this because again, we do and one correction. Josh Jacobs is still getting paid. Is he? Yes. Now, but, but he's not going to be able to meet any incentives that's into his contracts that might get him those bonuses. And by the time he get back, he, he, well, I mean, we're going to have to run like hell, but he's going to miss at least 10 games. That's why I spent it for 10 games. That's what they said. No, no, no, no, no, no. They said at least 10. They said at least 10, but I think they were going in there.

Let me, and I thought about this little piece. And it's funny to me, brothers and sisters, you can still stand. Just remember. You took it right out of my mind. Let me rephrase that so I don't do another lyric. I showed, by the way, I showed my

My sister and my niece, uh, the Deuteronomies. Oh, they broke out. Yeah, they, they died. The, the majority and I, and I pulled it up as you all were talking. We need you to go do that. Yeah. Yeah. I'm going to do that. I'm going to fact check. The overwhelming majority of us is married to us. Sports?

The guys are that's in sports high income. It don't matter and and here's what I want to get to We should have and I was when Ray Rice Not only beat up the woman but spit on the woman a black woman I Went through the roof now. I'm with you and but I'm saying but the reaction was like and then and the fact that the NFL Cup I mean an NFL

Someone sent the tape to the NFL. Nobody opened it so they could have plausible deniability because it was more important for him to run than for justice for that woman. Yeah, I agree, bro. I agree. I agree. I mean, and I set up and I went, Diddy! Now, when you look at the video, I ain't gonna lie to you. And what we're talking about with Diddy, we're talking about...

baby loose baby oil. Yeah. No, he he abused a black woman. Yeah. And I'm with you, man. And we weren't talking about that. We talked about how they get down at the party. Come on, man. But the but the come on, man. But what got him in trouble was he on camera beating up that one. No, what got him in trouble was him. No, no, no, no. What got him in trouble was him putting his hands on that woman in the first damn place. He shouldn't

I mean, the weather was on camera or not. And she probably wasn't the first one. Because usually when you see that, that's a pattern when some of these guys are on music. You know? Oh, all right. So we're going to have church. Amen. Listen, man, though, you can have two prophets in the building at the same time. You know how church go? That prophesied. I'm just saying that.

I got this thing, man, about how we, you know, and it doesn't really matter if the woman is black or white. But I do know that when it comes, sometimes for us, we begin to justify it. Rihanna came up, right? And I was kind of going like, okay, but that was violence in a relationship, right? Now, the fact that they're both black, we, oh, look at, no, man, come on, man.

that abuse but the Ray Rice piece really I should have that's when I should have stopped watching the NFL because it was like man yeah and then they the NFL had the tape never opened the envelope and it wasn't until who bought a TMZ TMZ got a copy of it and then all of a sudden because it happened like in February or something like that and they sat on it purposely call it welcome to the program good morning

Who cares And there's a problem with that And I asked that question rhetorically I mean I was talking to a guy from Indianapolis yesterday in the airport. He said I guess you're a Packer fan

as we're sitting in Chicago. Yes, I am. Yeah, because I go to Chicago to get the cheaper flights. Because in Milwaukee, cheap cost is not doing them what I want. I don't know, man. Maybe pay the extra money. Because maybe fly through Dallas. I don't know, man. And then they're doing construction in the American part of the airport, where their gates are. Well, we got our steps in. We definitely got our steps in.

The reason I said that is because you know you got the owner with the prostitutes and then you got the fake 49er fan.

Did that dude he didn't play a doubted dude that was hilarious. No, man He didn't know nothing zero. Hey, he just been getting money from the from the ladies I'm still trying to figure that out. So I was giving him money to invest there And guess what? Who is a San Francisco football helmet on the beach?

Not only that, though, bro, but he was riding around doing TikTok videos in the expensive car that he would rent. He would rent the car and do TikTok videos as if it was here, talking about, yeah, you know, I mean, I didn't make the team, but I'd such, such, such, such, such. It's the craziest thing I've ever seen. Dude was a genius, though.

And you see your black folks and say, man, you are football. That route ain't making no sense. Right. Right. Dude, hey, you was just running around and didn't say it. So I understand. Get my arms wrapped around this. You say you a football player.

Nobody's ever seen you play. I've heard. Nobody's ever. Like, you're not on more roster. Not fair. What's his name? Do. But he was running routes. He was running routes on a video. It didn't, it didn't, you know what I'm saying? This is it.

That's the 49ers could use them. I'm just saying. This still is a genius man. What is his name? I don't know. Don't know what his name is.

That goes back to the young Miami songs, where the scamming, where them dudes that, they didn't go right there. They didn't go right there. Hey, you so scammed that. No, it's the African Prince. Remember the African Prince is back in the day. You said money like women. I speak perfect English. You're not going to give me a dime. Broke it in. Are you going to send it to millions? Millions. Millions, like 2.8 million dollars he didn't gain.

For women! For women! He's going to need to spend that on the lawyer, ain't he? Yeah, I think he'll plead. I think he'll plead. Wow, man, that's that. Maybe some of the stuff. Maybe he'll practice while in the cell. Yeah, some of the stuff he just came make up, man. You know, where, you know, and maybe, what was it, P.T. Barnum, who famously said a sucker's born every day? Every day.

You know that there are people out there Yeah, that you can take you can take advantage of I think the other thing it was like with Bernie Madoff and what he did was just hideous and Grecia's and evil But some of these people have to take responsibility because greed was driving them to invest with him, right? Yeah, but you know some people don't get some people are so booksmart. They have no common sense though

But some people so greedy that they saw an opportunity to make a whole lot of money. And he was making some money for him. But I mean, it's human beings, man. But they know common sense. They don't have common sense like they used to. None. None. Well, I don't know if they ever used to. We had laws. Well, I guess it's more exploded now that they don't have no common sense.

what age group are you in? You'd be like, you don't want to school for how many years and you got what degree? And you said you can't understand a common sense. Because education is different than wisdom and insight. I mean, education is about data, statistics, but how one applies that to their life, that becomes the struggle for a lot of people. Sometimes me.

Yeah, man. I I Wow, hey, I did go down to You know and it's really it's almost bookends, you know University of Miami is in Coral Gables, Florida, right? Which is a very Tony upscale neighborhood And we went to eat at this restaurant in a place called Merrick Park, right? It's this high-end mall

Man when you see money, we were laughing when a BMW is the pork car Let's tell you how much money these people have Oh, that's that's that's that's that's still in Arizona. Yeah, I mean Those are Uber cars, right? They had a dealership there where it was nothing but Ferraris Maserati I mean and then it hit me that people have money

Man, I'm telling you, I'm telling you, there's a whole strip, there's a whole strip of car dealerships in Scottsdale, it's nothing but the Ferraris, the Porsches, the Aston Martins, the expensive D-Dubs, you got the Lexus, you got the Lamborghini's around the corner, and the Bentley's on the other side. Man, they buying cars like nobody's business. Because there are people out there that, that riches 2%, they got money, but you just...

Oh, man, you can smell money. So then I contrasted to, you know, I'm a church's chicken fan. And so I said, man, let's go to churches. And so, oh yeah, all over Miami. And so go to churches. Ghetto is everywhere. Can I say one more time? Ghetto is everywhere.

Yeah, how do you have more people behind the counter and it takes forever to get your food, right? Now the chicken was good they had this it's called lemon peppers like a spicy lemon pepper Yeah, that's new. Yeah, that's it. Oh, it's good though. Man. So the chicken was good It was it was worth it was worth the chicken

It was worth the get on the street. But man, that is, and I get so frustrated. No, it's not. No, it's not. No, it's not. Because the church of chicken here, you got me goes back there and you don't stand talking at all. They back there getting it in. Yeah. How about you? How about cooking the food and getting it out? They ain't doing no novel concept work. What a novel.

I mean, dude, it'd be, and I get so frustrated because you know, I love all African people. Then they had a couple, I don't, I think they were from Central America. They spoke no Spanish, but the woman was picking up on, these folks are ghetto. You can see it on her face as they got the order wrong. You had this one sister, she knew four Spanish words, none of them applied to the meal they was trying to get. Then there was another dude, he spoke Spanish, he got the first order.

It was just like but the chicken was good You know because you know that the hole in the walrus cross be the good one. Well, hey, let me tell you my my When my my mother-in-law died All right, man, they had to repass at the church. I didn't need I don't think Rhonda ate either So we had to drop our drop our uncle off at the hotel and we're going back to the house

So I'm hungry, and so we see this little place for fried chicken at the gas station. So I said, well, Rhonda, let's just stop and let's stop and get some chicken, you know, because we haven't eaten. So we get enough chicken for me and Rhonda. We walk in the crib. It had to be about 15, 20 people. There you go. Oh, they brought chicken.

And we going not for y'all. Oh my god. And so we had to go back to the joint to bring chicken for all the folks with this chicken. It was on my sister-in-law was talking about. She said, bro, that chicken was so good. We, because we didn't eat. They ate at the repass. Man, they come in. We had to go back. And I said, you know, I have a colleague in Milwaukee.

who just don't understand the concept of gas station chicken. Yeah, no way. She don't get it at all. I don't get it neither because how you gonna sell me gas and chicken at the same time? They sell you gas a lottery tickets at the same time. I'm gonna put it in my mouth though. Gas and bucks. It's break time. Zebra Zebra said so.

So no one's gonna clap their hands and tell Keith to go ahead and preach. We did that all right. But your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't in it. Your heart wasn't

To be able to have this job to help keep our rivers clean and our lake clean is the greatest thing I could ask to be doing for my time. It feels good. You're accomplishing something that is truly helping everybody in the community I was born and raised in. Water is our greatest resource. We all need it to survive. Fiolia is 100% doing great work.

I'm Jim Playset. I'm the executive director of the Historic Third Ward Association and also a resident of the Historic Third Ward. Somebody's got to manage this, right, and care for our waterways and care for the treatment of our waterways. We couldn't do it without MMSD and Veolia. They've just been a great partner as long as I've known them. It's just been an amazing recovery for this body of water. MMSD and Veolia have been a big part of getting that clean and enjoyable for all of us.

When we wanted to expand access for folks in need of bikes, we turned to Viola. The result, the new Viola EcoPass program that has dramatically increased access to our bike share system for folks all throughout our community. Connecting students to schools, people looking for work with employers, the community with parks. Thanks to our partnership with Viola, Bubbler Bikes is serving more people than ever before. Those are Milwaukee values.

Keith Parrish. All right, welcome back. I really didn't know y'all was just a day. Every and a day, every and a day. I'm glad you picked a Friday, man, because any other day, it kind of would have been. Yeah. But you know, since Friday is free flow, and DJ, I'm still going to get you from the last program. But you know,

He did a pretty good job holding it down. Oh, I'm gonna get him in person. Hey man, I'm gonna get him in person then when I see him on Friday. Hold on. Roll back the other way. Go the other way. Let's see. Go back. I don't know what you were doing in your younger days. Let's see. So no one's gonna clap. Keep going. Lemon pepper chicken is outstanding. I think Wingstop does a good job at that. They pretty good.

These holy walls used to be called greasy spoons. Yep. Greasy spoons? Yeah. Yeah. Yeah. That's what they call them. I know we used to, uh, at the Mount McDonald's was a treat for us, right? Just because there was, we had the distinction for many years at Emmitsburg, Maryland, and being the only college town that did not have a fast food restaurant. And then someone also pointed out Northwestern didn't either.

So, you know, for us to go to McDonald's, we had to travel eight miles down to a little town called Thermont, which is right down the mountain from Camp David. But there was a truck stop. And when we had the munchies, bad, bad, we go to, man, you talk about a greasy spoon. Man, it was so much grease in that food. Man, it was, but it was good as a mug. I bet it was after the truck nights. Man, good as a mug.

Which one? Jermaine getting on that bus because Angela got him trained. He ain't fooling nobody. Oh, that's DJ. I got something for him when I see him Friday. It's one thing, boy. Clark, you can appreciate it when you institutionalize.

Man, when they got your program, they'd be like, yeah. Four lines open, y'all. Four, one, four, four, four, four, five, two, five, zero, four, one, four, four, four, five, two, five, zero. I don't have to talk about the brewers there. Eight up. Ah, but they start four game series in Chicago. When we flew into Chicago yesterday, we flew over. They were winning. They ended up losing that game.

to Cincinnati, right? Yeah, so we were flying over and I pointed to Rhonda and said, hey, look, Wrigley Field. They had the lights on. Caller, welcome to the program. Good morning. Good morning. How are you doing? Hey, Solis, how are you doing? Well, my eyes are feeling a little crazy today. I've got two more weeks. Well, two on one, I have left the drop area before I was on three on the other one. But they're feeling weird this morning. But I was going to say,

Okay, some of those stations exist on the west side of the state. It's a gas stop in Boston, Wisconsin. Yeah, there's gas station.

Chicken. Yep, you know, I'm gonna say see this is this is the thing about race and racism You know, we have a sense of we look through the world through the prison race I was back in the day. I was out me and my buddy Fred. We're out visiting one of our guys he lived in DC and He lived on East Capitol Street So he went someplace Fred went someplace and so it means that's a man. I'm hungry

So I'm going to go up here and let me go and I walk past this barbecue place. Oh man, they got barbecue. Let me give me some ribs. I go into place and I look and I go, oh man, these are Koreans. Some of the best barbecue I had my whole life. No, my point is there's a lot.

that goes into it. We always want to say the color. That's why, like, you can get you some of these Southern white dudes up here barbecuing. Oh, yeah, Jack. And man, we'll put Deebo to shame. Yeah. I mean, I mean, because it really is, that's why they stop calling it soulful and start calling it Southern cooking. Right. Because blacks and whites, poor blacks, poor whites in the South, ate the same thing because they was po. But Kate, po whites have soul and they still be soulful.

Now this is pofu. Oh, pofu. I was kidding my sister-in-law and when I come that they put me to work man normally when I go down to Miami. I don't know how I came to the local and it was something we started. Ooh, maybe the first time I ever visited Miami with Rhonda where we would do fried chicken and spaghetti.

Oh, yes, sir. Yes, sir. In the South, you know, like in Miami, they had no clue to what that was, right? Oh, that's amazing. I love fries. And so yesterday, we were in the car, we were talking about it, because I always joked about how at my sister's house, there's a fryer. It's only used when I've been told they make me fry catfish, right? But I was saying, like, I need y'all to get to, we need to do pot spaghetti. Yeah. Because Rhonda does the, she does.

Let me do what she does. She does the meat sauce and the pasta. So people can, I mean, that's how they were. So then my sister, you know, Rodney said, well, we didn't, we didn't grow up Pope. You can say what you want to say. Pot spaghetti is the bomb, man. Oh, I had some cheesy grits yesterday for breakfast. Oh my God. Yeah, man. Yeah. Um.

But yeah, man, that pot spaghetti, that's how you do it, man. That's how you do it. And so we had the whole discussion about how, you know, when you grew up in a single parent home, and if there's no kind of dad there, and this is not all instances, because I don't want anybody to call any time. But I grew up in a single parent home. My mama could cook. My mama cooked to make sure

Child protective service then come and take her kids kept some in your belly Your mama cook Because mr. Ride I was in the house. Yeah. Yeah. Yeah, he got a lot of us, too Yeah, but he gonna eat. Well, yeah, we got the big piece of chicken Papa. Okay. Okay. Okay. Your papa got the chicken and we got to

I really did and I don't want to be offensive because everybody know here man. I not only respect I celebrate

Different religious thoughts, right? Do most of them shop at Pigley Wiggly? They shouldn't shop to pee. Shop to pee. They Jewish people shop at Pigley Wiggly. You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying? You know what I'm saying?

So I don't know if I have it. I wouldn't have just based on that question. But that should not wait until Wednesday. That is most definitely a someone that's the question moment. Pig is in the side table of the store. If you're Jewish, if you're seven day Adventist.

If you're Muslim, do you still shop and pigly with the pig? You know what? That's the question. You know what? Call 414. Do you shop the pig? If you want.

Because one thing for sure, they're going to be supported. They're going to be supported. They're going to be supported. I just wondered, man, it hit me because they were talking about this when Dixie's at a close in Miami. And I was thinking about picking up Wiggly, right? I was going, boy, I just had a writeout. Someone asked a question. Was it you and Selfie?

Back in the day, there was a brother. He started a nation of Islam and then he left, but he was still Muslim. And so there used to be a little store. He had a restaurant in the store. And so I'm just walking back and forth in the store. Now look, I've been exposed to Islam since I was eight years old, right? So I'm walking back and forth in the store, walking back and forth in the store.

And the owner said, excuse me, little brother. Can I help you? I remember this brother's muscle. I go, yeah, I'm looking for the pork skin. He was nice. He go, no, brother, we don't.

We sell no pork. No pork. Hopefully you'll be able to grade Jews upon a curve with that. No, I just wonder. I mean, you know, people got to eat, right? But I just wonder if you're a Muslim or someone who just their dietary things prevent you from...

eating pork, would you go to a place with pork in the title? Sorry about that. You know, this program is about everything and nothing. I know some people out there going. That's a good question. Or the other people out there, he'd been working with that dude too long.

The work we're doing at VLA is absolutely bringing access to the water for people.

To be able to have this job to help keep our rivers clean and our lake clean is the greatest thing I could ask to be doing with my time. It feels good. You're accomplishing something that is truly helping everybody in the community I was born and raised in. Water is our greatest resource. We all need it to survive. Fiolia is 100% doing great work.

I'm Jim Playset. I'm the executive director of the Historic Third Ward Association and also a resident of the Historic Third Ward. Somebody's got to manage this, right, and care for our waterways and care for the treatment of our waterways. We couldn't do it without MMSD and Veolia. They've just been a great partner as long as I've known them. It's just been an amazing recovery for this body of water. MMSD and Veolia have been a big part of getting that clean and enjoyable for all of us.

When we wanted to expand access for folks in need of bikes, we turned to Veolia. The result, the new Veolia EcoPass program that has dramatically increased access to our bike share system for folks all throughout our community. Connecting students to schools, people looking for work with employers, the community with parks. Thanks to our partnership with Veolia, Bubbler Bikes is serving more people than ever before. Those are Milwaukee values.

There you go. There you go. There you go. The stuff we talk about off air. Let me welcome. Let me welcome Ms. D. Kempsey, the vice president. Impact at 1000. Welcome. Have you ever been on the show? I have. I love coming on and talking to the great people of the MKE. Oh, my program? No.

No, it wasn't your problem. Oh, the better one. They've been trying to hide me from you. Who? Did you say Bevin? I said they've been trying to hide me from you. Oh, I thought you said Bevin Baker. I know you work for the health department. Hide me, Jesus. Let's not get started. I go around. Okay. Jesus building. Right. So, D, tell us a little bit about you.

Um, I am the vice president of impact over at ax housing and housing is my jam. I want to see our people owning things rather than renting. Not that there's anything wrong with renting. You know, that can be the right thing at the right time. But I think it's so important for people to understand that that is not their only option and that

Purchasing a home is affordable and doable no matter what your situation is Even if you're saying to yourself my credit's really bad. Well, your credit's just a two-year snapshot So I like to tell people nobody's more than two years away from home ownership Well, I'm a Northside baby I love this city

It's funny, I tell people all the time that the north side of the city, you know, you live here long enough and you see things mature. And I grew up in what was a mixed neighborhood. You had your teachers down the street. You had the German lady at the end of the block who could put hands on any kids she wanted. People who talked to each other and really it was a village.

So I like to remind people of that because I think we still have some great neighborhoods, great homes all around the city. The average price of a new home nationwide is over 400,000, but you can get yourself an outstanding great home here in the city of Milwaukee for 200,000 or less. There are actually programs happening right now like early childhood educators where they're building new houses.

for teachers that do daycare up to third grade for $105,000 because they want the people who are taking care of our babies to be able to affordably live in the city and near the centers where they work. We have a land trust for the first time in the city's history, which is a different ownership model, but allows people to get into home ownership and build equity.

at prices from anywhere from 60,000 to 90,000. So there's so much happening in the city for home ownership. The mayor declared it the year of housing because what I saw from our government officials, city and county was post COVID, they really use those ARPA funds to invest.

in home ownership opportunities for working families in the city of Milwaukee. And it's the year of housing because now you can take advantage of everything that they put in place. Yeah, there's term generational wealth, right? You do. And real estate is probably the most basic. Yep. It's like mama could leave you her do's in a quarter, but it doesn't have the same value as if she left your house. Absolutely. Talk about the importance of that, not

And I think that sometimes people are so fixated with the right now, they don't think about future. Absolutely. When you're approaching buying a home, you should really be asking yourself, is this what I need for the next five to seven years?

It's not about finding that forever home. A lot of people who are homeowners, they don't get to that forever home until they maybe purchased their third home. But when you talk about generational wealth, I like to really simplify it and use myself as an example. I bought a home and my house has 27 steps in it and it has two and a half bathrooms and I'm tired.

I just don't want to keep up with it anymore. And like a lot of people now, I have my kids living with me, my grown kid who's 25 years old, but it's smart enough to understand that Ren is outrageous and he's going to stay at home as long as I let him stay at home. I know I'm not the only one. I know y'all out there feeling me. These kids don't go nowhere no more. That's because, you know, just parking here for a moment. That's because the economy.

right now is such where you and what so let me kind of in this area what's the average age of a person buying a home the average age of a new homeowner is 40 years old now when you think about that you're talking about missing because it used to be 30 for the black community it's been 40 for a while now for every American it's 40

Replining absolutely systematic issues have led to black folks buying later in life But typically what you see in other communities is people purchasing in their late 20s early 30s That was typical a couple of years ago now the average age for any American Buying their first home is 39 40 years old. That's a loss of so much equity

Over that 10 year period because buying a home is like a for savings account Every time you pay that mortgage you're paying down and you're building equity So at a certain point you're able to either take that equity and use it for things like sending your kids to college or buying your next home Opening a business. We have so many entrepreneurs in the city So when you don't have that

asset that makes all of those things more difficult to achieve and that's why we have so many deferred dreams in our community because folks don't have that financial backing or that soft spot to land a lot of folks you look at Bill Gates of the world he said he could try try and try because he knew he had a soft spot to land he always knew that he could go back home and we need to create that same comfort for our children so

I'm actually working with my son right now. He's going through the X program to purchase the house we live in right now. It's not, it doesn't meet my needs anymore, but he's a young man. And at some point, I, you know, hope he finds some young lady and they start a family and it's a great family house. And even if he doesn't feel like it's a great family house, I don't care, sell it. You know, and I thought about when you mentioned 27 steps.

know exactly what you're talking about. Mm-hmm. And I was just out of town where he's in a place where there are no stairs, right? Everything is on one level. Yes, love it. And as you get older, you can, you can appreciate that. Well, you know, we talked about the equity piece of it. We talked about it's, it's, there were transferability. Yeah, transferring wealth. Right, you know, to be able to

what we leave now. Unfortunately, it has been that there were some people who, um, the family, you know, they left the kids to home and they end up losing it. So what happens? Like, we'll talk about in terms of then, if I come to X housing, how do you help me to, you know, cause that's long term. Absolutely. Right. What are some of the things you all do there to coach people?

Everybody's journey is different. So for some folks, it could be long term. Some of us just don't understand our financial position and how our credit works. So we definitely have folks who come to us and their situation is much better than they perceive it to be. Imagine somebody who nobody in their family owns.

everybody's a renter. So that's very normal to them. So to let them know that they're in a position for home ownership and really talk through any fears that they have around home ownership to get them confident and well positioned to get a loan is important. But say you do have bad credit. When you come to us, we're going to pull your credit score. You're going to meet with a coach who really explains your financial situation to you. I like to say we're going to teach you about the economy of you.

because everybody is an economy. I don't care how much money you have. And we're going to basically tell you what you need to do to position yourself to be pre-approved for a mortgage. And we're going to

help you and coach you through that process to get yourself there. Once you're pre-approved, we have access to a real estate agent if you need one. We actually have a lending product too, so if we can't get you qualified for a bank loan, we have some really common sense underwriting guidelines that don't include your credit score.

that can help people be pre-approved for a mortgage, even though your credit might not be where a bank says it should be. Because there are way too many people who are paying $1,500, $2,000 a month for rent faithfully, and then the bank tells them they can't get a loan to pay less.

Um, through home ownership. So we try to do common sense lending. And of course, um, we have acts homes, our development arm where we've been trying to buy back all of these properties. These out of state landlords have purchased over the last few years and get those back in the hands of homeowners working in housing 2008. Yeah. Yeah. So one of the things that came out of it was that based on these.

exotic loans that they were offering people. The sub primes, right? That people were in houses where they had too much house. Absolutely. So how important is scale? It's so important. You're going to spend working with one of our coaches. You're going to spend a good amount of time on what we call affordability and sustainability. So I like to say that a lot of our people have Northside money in River Hill Dreams. It's like.

What can I afford? What do I actually want to pay on a monthly basis for my housing expenses that's going to allow me to still be able to live my best life? Maybe take my kids and go on vacation, have a vehicle, have some savings. So we really do talk about what is affordable for you based on your income and try to hold you to that. Most of the time when you get pre-approved for a loan,

It's for more than you should spend because the bank is not factoring in things like daycare and groceries and those other things that you need to pay for that don't show up on your credit. So it's really important to know that just because you got pre approved for two hundred thousand, if your budget says that you should only spend one fifty, then only spend one fifty. And there are still great options out there for you. Absolutely. Welcome to the program.

Say good morning to you and your guests. I have two quick questions. Well, I want to make a comment. When you talk about pre-approval, pre-approval doesn't guarantee a loan at all. That's kind of the misconception out there that once you pre-approve that you can, you automatically qualify. It's still a lot of red tape that's required in most cases when you just pre-approve.

However, when acts first came on the scene, it was more to a city deal to give back those houses like he was saying that were on the tax foreclosure list and a lot of them were in terrible condition. And acts was really pushing that. I don't hear them pushing the city deal anymore, maybe because of the scope of work requirements, funds required and doing

the scope of work on some of those properties. I mean, it's crazy because you might have, they might say you need $150,000 worth of $200,000 worth of scope of work, but ain't nothing you can put in one of them houses, but $200,000. So what they must be basing that on, and I'm gonna ask you, are they basing that on the replacement costs? Because ain't nothing you can put in one of them houses for $250,000. You could make it immaculate with Jacuzzi and everything.

I mean, from a roof, the whole venting system, the whole ductwork, you can even put a central air in, new roof, new paint, drywall. I can't even put $200,000 in the house unless I'm going to get back in with it. And yeah, you don't want to over renovate. So are they, are they, are they, are they, are they, are they, is that on a replacement cost level that they coming up with this scope of work? That's right.

No, what happens is, and first of all, that was such a history lesson on acts for everybody who doesn't know our bread and butter years ago was working with the city and getting those city tax foreclosures into the hands of homeowners. And you're right. A lot of those properties had sat for a good long time and needed some major repairs and renovation. So we did offer loans that would allow you to purchase those.

homes off the city tax roll and we would actually walk through that property with a family and do a scope of work and say, okay, you're going to need 20,000 to buy this house and you're going to need another.

80,000 to complete the repairs that are going to make it safe, sanitary, code compliant so that you can actually move in. That is a program that we still do. But listen. So hold on for a second now. Yes. So we're just, we're just, we're just hypothetically speaking here, you know. So if you say an $80,000 to put into the house, well, with $80,000, you can most likely

If you've got that kind of cash on hand, you can actually find a house that's already up and working for that kind of cash. So couldn't you? Absolutely, but who has $80,000 cash on hand? Well, that's what they actually want to see down to the city, but you guys are into the lending business. So basically, you're sort of like a broker. You're sort of like a lending agent. Meach, I want to ask this question. One of the fears that the city had, that's why they

That people and I know people were doing it like the dollar house program. Yes. Yes, and I think which had to be in their five years. Yeah after but there were people who were You know, they beginning to get multiple properties. I think the city was low Fearful of that in mind. You know what what happened was the economy?

Home prices started rising. Construction costs started rising. You had the Supreme Court case that said you can't steal people's equity when they have gone into foreclosure. So that stopped some of the city programming for a while so they could figure out how to navigate the Supreme Court ruling around that and make sure that they weren't stealing equity.

I think that was excellent. They stole an equity deal because now that's one thing I can say that they did. Now one last thing before I go, you say it within five years a person should be in a decision-making mode to either stay in the house or keep it going or whatever. But listen, with the new 400-year tax law,

that tony ebra signed into law now we gotta be we gotta look at this no matter how we don't know no i'm not gonna let you do it appreciate you all right now please please please don't try to get all partisan political up in this piece okay affordable housing is nonpartisan it should be it really should be in my mind it is like we all need a roof over our head we all need um somewhere to live and it's just not smart

no matter who your voters are for things to be unaffordable. But you know, the market drives, right? Absolutely. And the market drove up the prices on those foreclosed homes. So listen, if you have that vision where you see one of these houses that's boarded up and you want to go in and bring it back to life, we definitely have programming for that at Axe. I was just driving and it's funny you were talking about some of these properties.

There was one particular stretch. Oh, I can tell you where it was right between 26 27th Street on our Everything is one house. Everything else is burn up the church is burn up. Yeah, I mean where I'm saying fire damage You know, what are you doing situations like that where because you know you say people go anywhere I can but part of this is also neighborhoods

Stabilization stabilization right and how important that was and I don't know like all the houses just catch on fire But you know, but when you saw that that block was just emblematic because we my mom owned a house on 26 in Concordia I remember when West Side was there and now it's like to see that one little stretch of block So how important then you know if people and then the other thing is

I think how important is the neighborhood I move into? Absolutely, I think and you know what first of all I always tell people there's no such thing as a bad neighborhood People make community Absolutely, but people make community at the end of the day and it's about who's on that block who cares I find that homeowners care more than renters, you know, I always say homeowners snitch

Homeowners are trying to do the right things to keep their property values high. They're beautifying their homes, which actually has a domino effect when we have families who come in and do the renovations that the caller just talked about. Guess what happens? The other people in their neighborhood see.

this dilapidated house becoming beautiful again and they start looking at their own yards and their own houses and they're paying a little bit more attention to keeping things beautiful and they're paying more attention to who's on the block that they know and who's on the block that they don't know and they're looking out for each other. There are so many great neighborhoods and little villages. I always say, you know, and I had this accent, you don't wash a rental car.

Right and people I'm just saying I don't own that car. Yeah, you know somebody else But this and then when you see where people who and I was thinking as you began at the top of the Top of the pro of the hour and you were talking about this is that some people have more car than they have house Oh, I always talk about the folks who drive Land Rovers and don't own any land. I Mean really all I mean the average new car

cost like a thousand dollars a month. What are you doing? And then you come to me and you're working with one of my coaches and you mad at them because they're telling you your mortgage is in your car. Like this is Milwaukee, y'all. This is not Miami. Stop it. Stop it right now. I want you to give four wheels that get you to your job and back. Stop flossing and busting for a bunch of people who don't got nothing either.

The work we're doing at Ville is absolutely bringing access to the water for people.

To be able to have this job to help keep our rivers clean and our lake clean is the greatest thing I could ask to be doing for my time. It feels good. You're accomplishing something that is truly helping everybody in the community I was born and raised in. Water is our greatest resource. We all need it to survive. Fiolia is 100% doing great work.

I'm Jim Playset. I'm the executive director of the Historic Third Ward Association and also a resident of the Historic Third Ward. Somebody's got to manage this, right, and care for our waterways and care for the treatment of our waterways. We couldn't do it without MMSD and Veolia. They've just been a great partner as long as I've known them. It's just been an amazing recovery for this body of water. MMSD and Veolia have been a big part of getting that cleaned and enjoyable for all of us.

When we wanted to expand access for folks in need of bikes, we turned to Veolia. The result, the new Veolia EcoPass program that has dramatically increased access to our bike share system for folks all throughout our community. Connecting students to schools, people looking for work with employers, the community with parks. Thanks to our partnership with Veolia, Bubbler Bikes is serving more people than ever before. Those are Milwaukee values.

FM with your host Keith Paris Welcome back. Call and welcome to the program Good morning Hello Money how y'all doing today? I'm doing well. How are you? I have a question for the young lady. What is her name again? D. D. If I get information about some information that you know

You know, you're very resourceful, so it'd be nice to have someone like you at a forum somewhere where we could talk more about it with people. And one of the suggestions I was going to be making is that if they can do that below the city or an audience, someone from holiday, not somebody going to say, well, I can't answer your question. I have to go take it back to the office and find out later. That's a funniness. One thing I was getting to.

Is that isn't there some way we can work it out when you can give houses to people? I'm not talking about the contractors like they did a few years ago where they gave him five or ten houses they had to buy for a dollar ten or Thousand dollars in an air call that's coming out in the city hall and we weren't qualified to get them because they wouldn't give them to us Give them the people like they said if you're paying rent for a certain amount of time of years and you got a solid job How can I can get that house for a thousand dollars some foreclosure some other homes and stuff like that? It's the first to get them off the tax roll and if they cost

a scope of work tear them down because they're not being used at this point anyway. So you know what I'm saying? So there's a lot of stuff that we've done differently and we need to have the city give some orders away. Not saying your credit's no good. Well, if my credit is no good.

How can the landlord gotten in there five ten years ten eight nine hundred hours a month? Okay, and there's credit programs You can train work with people but a scope of work is ridiculous when you look at the south side for a scope of work I check almost monthly for scope of work and I look at the north side now Maybe one is regular the other but it's redlining sin black people gonna be buying these mostly on this side of town We're gonna say they have to make the house like new well, I'm not putting the money down for a new house Okay, I don't care how much I use one cost or a new one cost

it's not going to work that way. It's red line. When you look at the south side of scope of work and the north side of scope of work, it's ridiculous comparison what they say and we happen six versus them. Okay. Let me ask this question. Isn't the lower south side of Milwaukee part of Walker's point and then over by the lead and even still.

These are some of the oldest houses in the city. Some of the best housing stock in the city. What I'm getting to is that they're like a hundred years old. They are. They were definitely built to last. The amount of work that you might have to do in it because the house is just getting it retrofitted where, for example, you want to be energy efficient, right? I mean, if you get all your energy going out, just the cost of you operating that house goes up because I was I was amazed at that because over on Cherry.

Yes. You know, where they're vacant lots over by the New Cogs building. Those houses, the house my mom bought on Fifth Street now, it's still there. It's like over 120 years old. So, I mean, if people go in and talk about the scope of work, is that included in terms of

How do I get that house not because you get the cold cold is different than getting it up to where's the energy efficient? I mean that's not to use those houses anymore and go with habitat because of habitat and put a house up for $150,000.

I'm just saying, why are we going to put a scope of work to the grandma house from 80 years ago? It's just on historical places. I'm not going to go out and buy one for that. That's what the door is here. Yeah. And listen, every, everybody is different and there is an option for everybody at X. So if you want that newer house, that house that has been totally renovated, we can give you a standard conventional loan up to 200,000. But if you're a person who looks at these older homes and says, Oh, I.

I can see what great bones this place has and what I can make it into. We have a product for you too. So it's not an either or. I like to impress upon people that it acts.

or any of the counseling agencies where we do this type of work, we are not here to tell you what kind of house to get, what area to move into, or anything like that. I'm missing the scope of work so much, but getting to the next step is that why can't we come to the city and not besides them giving you all homes a house that I could give habitat? How can we can ask them to kind of relook at things and give some of the people a house that's already sitting here and see if they can fix it? Although you say this is a scope of work, you have to offer them

plumbers and electricity because people find a lot of people who are not licensed as shabby and it's going to cost you more than what they see in this couple of works. The city does actually have a program where they will give you up to $30,000 in grants and help you. They will only pay out to license contractors who have been approved by the city to help you renovate a house. They're not going to pay all the renovation costs, which are, you know, going up and up. So.

If that's the route you want to take, you have to position yourself either with a loan or cash to be able to.

do get the work done to make your house safe and co-compliant. Listen, if the city ever does the dollar houses again, I will be the first one telling everybody or a dollar or a thousand, but they don't do that anymore because of the Supreme Court ruling.

They can't do that anymore. So, I mean, I can tell you as a person who works with the city officials regularly that this is something that they deeply care about and they want to see folks who want to get into home ownership, get into home ownership. You talk about Dave, you talk about Chevy. These are men who grew up in this city who moved from house to house constantly, who changed

schools constantly because their mothers were on a race to the cheapest rent possible. So they understand that that struggle is real. And what I've seen from them is putting things in place that help people attain home ownership to the absolute best of their ability. Unfortunately, they still have to answer to the state.

The other question I have too is that the rental assistance, is rental assistance money, is Canada had, does it go to a home ownership, like if they get a home, the rental assistance is still paid, even though they're buying a home? So if you have the rental assistance voucher, not if you live in a project or like a park lawn or a west lawn, but if you have the voucher that takes you, says, let me go to a landlord and see if he'll take this, you can use that to buy a house.

You still have to qualify. What you have to do, though, is position yourself for a mortgage. And that's where a lot of people miss that step. Come to Acts. Let us get you pre-approved for a mortgage. And if you have that voucher, guess what? You can still be paying only 30%. And the government is paying the other portion of that mortgage.

So that is a federal program that is in existence now, and we know how to work with people at X who have those vouchers. So use it for homeownership. Absolutely. I'm glad you talked about that. I think more people listen to the station, tell your grandkids and nieces and nephews about this. They have a voucher because that'll help all like you said, and get in the home. I have a list of stuff, but I'm just kind of seeing what I can find out myself or helping other people out. I own property, myself, a building.

I didn't go through anybody to get it and I used to take out families for habitats for humanity when they first started for years and I'm very passionate about like if people own their own property or something affordable to get into because the rents are skyrocketed. Absolutely. And if a person's retired or working and they may be able to afford a house back then, but if you only got one check coming in social security and not a pension from a job, which may not be much of either one, you may not be able to stay there and even pay your taxes. You divide it by 12. You need to pay them taxes.

Quarterly or monthly if your house is paid off because at the end of the year you may not have all that money to pay at one time and I think that's an educational tool for a lot of people and when your house is paid off do not cancer that insurance because you're in trouble if there's a fire or flood and I noticed that even talking to people where I work at a lot of people do that because they can't afford it You know and a half a lot of people can go to a second job to work anymore, but do you have any kind of forms anywhere? Are you at x housing or where are you at now?

I'm at X housing and absolutely if there are events happening, you can actually go to our website and request that we come out to events to talk about home ownership. We love being in the community. Yes, and I think I mentioned with one of the other shows that the system they raise money for X housing and the people and and and I helped donate money to that. You guys had an event a couple years ago. Thank you. Call her welcome to the program. Yes, good morning.

very quickly. Good morning, young lady. Tara will be speaking. Good morning. A lot on the table out there, but I'll make this very quick and then I'll listen to you. Excuse me, listen to you over the radio. A lot of these properties that you spoke about that are damaged or for fire, whatever they're. And well, do you have monies or program that were just for demolition? I want to tear it down to the to the studs, you know, pretty much like a habitat would do or if it has a basement or

a brick found uh a masonry brick foundation or whatever you know to the masonry block it doesn't have a basement just to the concrete slab or whatever and start fresh is there money or a program for that and then uh you can answer that and then i'll uh answer this one for me for a lot of the brick and masonry that um uh a lot of the man i've come to get a good mason these days so so the the architect and the historical aspect of it one you know um

does the property still remain as historical aspect after the rehab has been done, you know, after so much new has been put into the, you know, the historical aspect, you know, the brick and the arch and all that stuff there, does it still remain as maintained as a historical aspect? Now, excuse me, thank you. I'll just do you over the air then. Let me, and before you answer that, and I mentioned Brewer's Hill.

Mm-hmm, and they have a thing and as I remember I used to be president of Haramia Busman So we we have but at the Brewer Hill neighborhood Where the aesthetics have to be the same mm-hmm, so people actually moved houses over there or the houses there they couldn't go in it was one of those things and Someone was telling me which blew my mind. I couldn't even believe my grandmother used to rent or first and right

And now some of those homes over there for half a million, three quarters of a million dollars. Absolutely. But it was the work that people put in. Absolutely. Into that. And then one of those dynamics was, well, when you go in and you do that work that brings up everybody else's property value. So they talked about older people. And now we get into this whole complicated thing. Well, maybe you can't.

And I hate to put it that way, but maybe you can't be in that property anymore. You're going to get your money, right? Because when you sell that house, you're going to get a nice little piece of money. Yeah. But there were people, we put it sometimes, and this is kind of not, that's the politics of it, that sometimes when we're looking at development, because what the city wants to see is that those houses go back on the property tax role. Because currently they're not collecting any property tax. And then let me do a little side here.

It's close to a billion and I'm being underestimated a billion dollars of homes not homes of Different entities that do not pay property taxes because they are tax exempt mm-hmm That's churches mm-hmm, so but at the same time they get city services

Absolutely, and I remember us having this this so I mean it becomes more comp and that's the whole political yeah Now we're getting back down to where we're in terms of the micro the the individual piece But there are things there because the city wants them not so much because city has to take care of it If I get that house back on the income tax roll, that's more revenue for the city, right? Absolutely. Listen, this the city doesn't want the foreclosed properties that right now the banks don't either and what's What's really crazy too is a

A lot of the city foreclosed properties actually have renters in them. So the city will actually go to those renters first and say, this property's been foreclosed on by the city. Let's do whatever maintenance we have to do to bring it up to code. Are you interested in purchasing this home? So usually the city will give those folks first right of refusal since they're already there. But you definitely are putting the city in a position where all of a sudden their landlords.

which they don't want to be. So listen, there are so many different ways to get to home ownership. And like I said, we're not here to tell people where to live. If you're looking to go into a specific area or have a newly built house or get one of these purchase rehab homes, we're going to help you make the plan because everybody's different. Everybody's journey looks different. And that was even one of the things and I understood I look the reason why I bought.

or we bought where we bought was I was a county employee, and I wanted to live in the city. But I live in an area where the housing values go up every year. You used to be teachers, firemen, policemen who lived there, and so in residency rule. So one of the things I would say to people is that you argue about the residency rule, but when it came to home ownership, if that's a $300,000 house, the person buys it.

can afford a $300,000 house. You know what I mean? So when they're selling those homes, they're selling to people. So that was kind of, and then we're making the assumption that they were now. The reason why a dollar only circulates about six to eight hours in the black community is one lack of home ownership. That's the number one reason right here. And then the people who own the properties, they don't live in that neighborhood. They live someplace else.

And then you get into other things about even when you hear about black entrepreneurs. A lot of them don't live in the area that their business is in. Yeah. Where that might not be the case in suburban areas. Absolutely. It's not the case. So no, I mean, listen, I feel like we are capable and we should own what we're renting. You know, they tell us that the north side of the city is the black side of the city. Well, it's not owned by black people.

I would like for it to be owned by black people. If it's my side of the city, let me just claim it so that I have the equity and when you decide it's a great area again, I at least, at least I'm leaving with the bag if I choose to leave. So for me, it's about let's get in the game. Too many of us are renting and we're paying so much that we might as well be owning.

And we talk ourselves out of our own blessings and we tell ourselves it's too complicated. It's too hard. I'm here telling you that there is a place that will walk you step by step through the entire process. Answer your questions. It's a no shame zone. We don't care what your situation is right now. We're here to help you work towards your future goals. Paula, welcome to the program. Good morning.

Yes, Keith, I won't be too long. Is your guest still on there? I am. OK, I want to ask you a question. The question is, in my understanding, years ago, they had the same problem in the neighborhood of Harlem, where they had all these vacant properties. And you're right, the city did not want to. They said they weren't able to maintain the properties because they got to cut it and paint it and make sure it's safe and board it up and everything else like that.

Then they started having auctions and everything else like that. You probably heard about that. And things the same thing in Baltimore. And I think they had the same thing in the city of Denver where they didn't get that bad, but they had a zoder homes. And people didn't want them. And they were very difficult to take care of. They're very difficult to take care of.

You know, it's funny you mentioned that I went to college in Maryland and so I was there right Well, it would have been about eight years after the King Ryan Don't mind about six years. Okay. It was amazing. You still had all of these because these are brick structures, right and It was like for lack of a better term. It was depressed that was distressed

The crazy thing was they never raised those buildings. And then you began to see the gentrification movement, right? Which also ended up displacing a whole lot of black people. They moved them into PG County. But I was amazed at that. And so when you go now, those buildings, some of them had some little structural damage. It's a totally different piece. Baltimore, same thing with some of the row houses. Harlem was one of those things. But you said something that's interesting.

Black people didn't own the property. Yes. They were renting. Yes. And that was a displacement that if you own that building and that's the thing about real estate, it appreciates, right? Yes. And think about now you go to this auction system and our people don't have that kind of cash to go and be able to retain or keep the place that they've been renting. They don't have that $50,000, even though it's a great deal.

and they go to the bank and they can't get a loan. And so that's where places like X come in. Can I see something else too? Absolutely. They were also talking about, I think they have, they have some older homes, they have the paternal style homes and they have some Edwardian style homes and the older areas and every city that you go into country.

a lot of these homes recently, the ones I've been told in the city of Denver, Colorado, is that some of these white people are able to get loans, grants, to fix up the windows, the doors. Are they doing the same thing with some of these things when they fix them up? Absolutely. I'd love to tell folks that we're going to make sure you don't leave any money on the table. The city has down payment assistance that they're offering.

There are federal programs. There are state programs. Based on, you know, what you're getting into, we're going to tell you about resources like weatherization, lead paint remediation, all of those things that a lot of families qualify for, they're just not aware of. So a part of what we do is making sure that you are resourced up. And once you have selected that home, we're running down every dime of money.

free money out there that you can get and we're telling you about those resources and we're helping you set a plan to really take care of your house going into the future because I don't want to just get you in a home. I want to know that you can keep that home. I'm not dealing with subprime mortgages. I don't want people buying too much house. I don't want people over renovating their house. I want to get you in a great, stable, affordable situation because once you're there,

Everything else can fall into place when things are broke down you can fix them when you need a car you can go get it So it's just about positioning our people to be more stable Through home ownership because we all have to keep a roof over our head So you might as well be investing in yourself and not paying for your landlord's mortgage So deep people want to

They want to take advantage Absolutely go to our website. It's acts acts housing

You can start our virtual orientation right there. It's really going to take you through how our program works. You can do that virtual orientation any type of time of day or night. It's available 24-7. Once you go through that orientation, you're going to pay for your credit report and then you're going to get scheduled with a coach.

You're going to continue meeting with that coach until we can get you to the point that you're pre-approved for a mortgage and we will hold your hand the rest of the way through. We've got everything that you need under one roof to reach your goal of home ownership. So it's time to own Milwaukee. Wow, you're coming back. Anytime.

Doug said all you have to do is turn the mic on and get out the way Hey excellent excellent appreciate that the level of information Information is power And I was very appreciative that you talked about their systemic issues. That's macro

But the micro thing is the thing that you can do when you go in and look at what you're able to do individually. Yeah, most big cities are going through some form of what they call gentrification. And in my mind, that's a tough one because, again, you're getting property taxes from that.

People talk about displacement. I think Milwaukee, didn't they have something to ordinance about anti-displacement and what you have to do? Yes, listen, we have been doing some great stuff in this space. I want to give a shout out to one of our partners, River Works, who is doing a great job with folks. They're a financial empowerment clinic, but you can go there and actually do all of your wealth planning.

because that's another gap in our community. So absolutely for free, you can go there and make sure that your property doesn't end up in probate and your kids aren't arguing over it. And it goes to the next generation and that wealth passes on because too often, like you said, we owned the houses on the near west side when our fathers and mothers were working in those factories.

they didn't prepare their children to keep those houses. So get yourself a house and then get yourself a plan to keep that house and make sure that you actually get the benefits of generational wealth because our people deserve that. Reminding me of a scripture that a good man leaves an inheritance for his children's children. Amen. That's two generations. Yep. Dee, thank you. Thank you for having me. I always have fun with y'all. Clark Kent, thank you.

Hey man, I'm with you, bro. Apostle. Bishop, I heard you say that that was, you said macro. Macro is big, micro is little. I thought you said my macro from the hood. I was like, you know macro? Yeah. I know macro too. No, no, no. I went to school with his little brother. Micro, but we call the mic.

What the hell does Donald Trump have to do with Fannie Mae? Have you seen the commercials? I've heard. Have you seen the commercials? I didn't see it. Every other segment they're showing him. Well, I thought him and the owners or the people that's

Fanny may they like this if Annie and Freddie are government government entities. They were you know, that's one of the reasons why a lot of the black banks Went out of business because they were carrying a lot of that yeah, Annie and Freddie and when that went for 2008 Yeah, when that happened a lot of that's where I know Maxine waters was trying to but yeah, but now he's in these commercials like

He has something to do. And if anything, the opposite is true. You're making it more difficult for people to get out if you see it, but there's out there and there he is.

He really likes it, so he likes it. Oh, man, I was almost here. I have a commonly hear this moment. You're listening to this partisan. That was bad. Yeah. Black person. Exactly. Say it. Exactly. Say it. We say it at home. Hey, y'all. Good Lord willing. Creek. Don't rise. Hope to talk to everybody tomorrow. And as always, go from this place in peace.

Keith B. Parris

Good morning.

Welcome to Community Voice.

I'm your host, Keith Parris.

I want to thank everybody for joining us this morning.

Yied over there?

Did he die?

Don't

Keith B. Parris

be dying on my program.

You could have died.

You could have died between seven and nine.

You could have died

between nine and eleven.

Cat got you tough.

Yeah.

Who you with?

What up, Clark?

What's that, man?

Who you with, man?

I'm

sorry.

Want

to let Debo know you on the air, man?

You got show to do.

Come by.

How was your weekend, man?

To my mind of Clarkson.

Keith B. Parris

Man, I'm pointing this way.

I'm going to get to you.

How was your weekend, Clark?

You didn't

Keith B. Parris

go to jail.

No, no, you know, I'm celebrating, you know, my father's birthday once again was Saturday.

My grandfather was yesterday and my late cousin, my cousin just passed.

Her was yesterday.

So that's why, like I told Michelle, that's why I got the Obama hat on the day to represent them.

You know,

Keith B. Parris

he's not president anymore.

I know that.

Keith B. Parris

Oh,

I'm just wearing the

Keith B. Parris

hat.

Oh, just to support.

Just to remind us.

how good we had it.

I appreciate

that.

Just keep on reminding

Keith B. Parris

us, all right?

Just keep on reminding us.

Wow.

Keith B. Parris

What a proposal.

Bishop, chairman of the board.

God bless you, man.

Keith B. Parris

Let me do a couple of things.

Let me, first of all, let me thank DJ and Paris for the outstanding job that they did on Friday.

Oh,

yeah.

You're unique.

That's, that's what I mean.

Keith B. Parris

No, but she's a she's a

she's a natural that was my first time working with her and I mean just the energy was

was actually, DJ did a great job holding it down, man, because filling your shoes is huge, but how long has he been doing it?

Was it eight years?

Yeah.

Yeah.

Keith B. Parris

He can't do it.

I remember one time he had to do it by himself, and he was like, and I used the word, man, if you can't do it after all of this, then there's a real problem.

So let me thank them.

They did a great job.

I was really impressed.

Really the second half.

Where you know, she a couple of times she looked like she was in a hostage tape, but then after that She got comfortable and she know her sports too.

Oh, yeah.

Yeah, she knows sports very well

Keith B. Parris

Let me also to the walls family a young man.

I'm known since I was 12 years old James Hilary walls junior made his transition and Man, we just it was funny.

I lived on Fifth Street

And Hillary and I, we were seventh graders at Parkman.

I think, I don't know where he lived then.

Then all of a sudden it looked up, Nathan moved on our block.

Oh man, is that Hillary?

But yeah, he was, Hillary was a good ball player too.

But yeah, certainly my prayers go out to the family.

I'll be reaching out to his mom.

And let me also shout out Sister Pearl McNeil who,

turned 90 years young, just one of the more.

Now you talk about, and I guess that's why I am what I am when it comes to music, just growing up in Metropolitan and being able to hear.

And her soprano was just incredible.

And so it was good that they had a nice celebration for Saturday.

We weren't able to make it because we were in Miami.

But

It's happy birthday, happy belated birthday, Sister Pearl McMill, one of my favorite people.

Her daughter and I were in the same class.

Phyllis graduated from Custer and I graduated from that other place.

And so let me, I'm sorry we missed it, but yeah, we were then.

So let me then talk about then why wasn't I here on Friday?

We were in Miami for my, I hate.

That term sister-in-law is like we were talking about step.

Yeah, I'm not step half brothers and sisters like you know black sociology says that if you grew up in the same house Your brother and sister the halves are the ones who don't live with you, right?

So but I'd say the same thing and and man for more than I've just thought about it 39 close to 40 years

Maydan has always made me very welcome in that family.

So they had a birthday celebration for her.

Michelle got the clip.

I don't know what I did.

I must have not pressed it right in terms of taping.

But there is her dad is from the Bahamas.

And so they had this West Indian band.

you know and they come out in the colorful outfits and and they they got drums they got horns whistles she danced in with them she danced out with them uh it was something and I said to them um in my tribute to her I love all African people all over the world and music is one of the reasons why I love all African people all over the world so that was great great weekend but you know what

Every now and then we had a near perfect get to Miami.

As a matter of fact, we got to Miami early on Thursday afternoon, Thursday evening.

Coming back, you got to fly through Chicago.

Man, so the plane we're supposed to ride on is held up for weather.

We're on the ground in Miami for almost an hour because of traffic congestion over a hair fill.

We get back.

We're trying to get on an earlier flight to get us back to Milwaukee.

Long story short, we didn't get to the house until one o'clock last night.

And I know they're your competition, but let me shout out the Uber driver.

Man, I mean, dude, it was perfect.

But I have a question.

Who is out at one o'clock?

on Sunday, you know, be what, early Monday morning?

Who thought at one o'clock in the morning, it was traffic, and I'm trying to figure out, what are people doing at one o'clock in the morning?

Went past the gas station, people at the gas station, what are you doing at one in the morning?

I don't know why we were out there, because we were kind of stuck, but I'm just wondering, where are people going?

And this is a Sunday, early Monday morning.

Yeah.

Keith B. Parris

Where they

going?

You'd be surprised, man.

Keith B. Parris

No, I was.

Yeah.

Keith B. Parris

I was

definitely surprised.

Now, um, some of the traffic, I know I've seen, you know, people traveling, going down to Pato and staying there all night.

But you do ask yourself, especially on a Sunday night, knowing that people have to get up for work on Monday, where are y'all?

Like, where are you going?

Like, and why are you out this late?

Man,

Keith B. Parris

I was it was more people than I thought I mean and it was one because really we get back to the house at about one o'clock It was

a nice it was a nice summer night.

It was nice You should see when there's a hot how many people be out at the one the two o'clock

Keith B. Parris

in the cars man I know Keon used to always say he was going to buy gas at two o'clock in the morning We always had a problem with that

or is the gas cheaper two in the morning than it is two in the afternoon?

It's easier to get to the pump thing if ain't nobody out.

Keith B. Parris

Okay.

Compared to sitting and waiting because mostly because not because the reason why I say that is because people that do that normally go to hood gas stations.

Right.

So when you go to hood gas stations, it's only two, three, four pumps that's available.

So if you go, you know, doing heavy traffic time, you got to wait and whatever.

But if you pick your time slots to where you go, if it's late, you can pull up gas up and go.

I wouldn't suggest doing it because it's so dangerous.

Keith B. Parris

Are you

lifting at that?

No.

Oh, no.

And I cut off lifting about nine.

I go in about

Keith B. Parris

nine

before dark.

No, seriously, man, I like when I leave from here, man, I might do it for a few hours.

But as soon as it started getting dark or.

as soon as that first person run that light and almost hit me, that's when I go in.

So every day is, it's around eight, 39 o'clock.

Keith B. Parris

I was, you know, that I'm not usually up and out that time of night.

But I was, and you know, I can see Friday night, Saturday

night, you know, coming from the club.

Keith B. Parris

But this, I guess people doing after hours on early Monday morning.

I mean, no, they do have

after hours that stay open.

Keith B. Parris

I know they do.

That's why they

call it after hours.

But they, of course, they illegal.

And then they put them in

Keith B. Parris

some of them.

They had the after hours over there.

Yeah, it's

cracking.

Yeah, they had the whole warehouse building.

Yeah.

Hey, but had size in it like they were supposed to have it over.

Like a license.

Keith B. Parris

Yeah, no license.

I was

Keith B. Parris

like,

oh

man.

Keith B. Parris

Yeah, man, so I'm gonna have to really, I told Rhonda I'd really do this.

I'm gonna complain to American Airlines.

I just, and I understand they're based in Miami, I think some place, and going into Chicago, because United is based in Chicago, but man, that was just coming back was just, oh my God.

And then they put you on this little plane.

you know, from Chicago to Milwaukee, Milwaukee to Chicago.

So anyway, but anyway, great trip, great to be with the family.

And this young one of the one of the nephews, he's a music producer.

And so Rhonda's out booking people for my program.

I'm not gonna.

And so this young man Malik McDuffie.

All

right.

Awesome, man.

Keith B. Parris

So he's a music producer.

Yeah, that's dope, man.

Keith B. Parris

Call and welcome to the program.

Good morning.

Yes, good morning.

There we go.

Good morning, Keith.

Tyrone?

Yes, sir.

Good morning, man.

Right out.

Good morning, man.

Clark Kent.

Good morning, sir.

Yes, good morning, Milwaukee.

Tyrone W speaking.

You know,

Keith,

I'll tell you, I've got, really, I may have a handful there in mind.

I really, cousins anyway, you know, the uncles and aunts there.

You know, they're probably outlining areas like Tampa and a couple of Orlando there, but I may have a couple of the younger ones in Miami there.

But is Don Johnson or Michael Phillips look still flushing pretty heavy down there on Miami Bikes?

You know, a two piece and a t-shirt?

I mean, you know, actually, that's pretty cool.

I'll sports that one.

Because the jacket, once you start sweating, the jacket actually helps because your sweat is going to cool off later in the day.

The Jack is actually going to keep you more comfortable because the sweats going to start cooling off if you haven't changed out of it by then.

Keith B. Parris

Hey, Clark, can you do me a favor?

Yes.

Let Tyrone know that we're in the 21st century.

Anybody talk about 1983?

Man, let him know.

I step out in the two-piece and the t-shirt, man.

Miami looks so different now than it did in 1983.

Well, I

mean, it all depends on how you sport it, though.

I mean, you can still make it look good today.

OK, all

right.

You know, and I'm also excited about them.

I'm not going except for when they play the Packers, but you know, Malik Willis, you know, I think he's going to do absolutely well down there.

He's got a couple of good running backs.

They've got good receivers.

The defense looks good.

Well,

Keith B. Parris

I know that the people in Miami had me that too was gone.

Well, I guess he's my buddy.

He's a friend of mine, and they booed him.

They booed him, I'm merciful.

I

think Malik is going to give him something to smile about.

I think Malik is, because he's, I'm surprised, man.

The Packers, man.

So if...

Keith B. Parris

Packers didn't afford him.

I mean,

he... If love doesn't show up this year, I'm not saying Super Bowl or Bust, but if they don't at least do better than they have been, I don't know, man.

Malik needs to light them up then and show them what they had.

Let's get away.

So and I'm also excited about the boy over in Chicago again for another season of the young man Willis not not Willis, but William

Keith B. Parris

Caleb.

Yeah.

Yeah.

Yeah.

See what he's gonna do.

So it's got the season has good promise on it, but it's not gonna be the gatekeepers.

It's gonna be some young teams that you know beat some you know beat up on some some powerful team.

Keith B. Parris

I feel like I need to take a shower, the fact that I acknowledged that Chicago could be formidable this year.

Well, you have to if he's good.

Keith B. Parris

He's good.

He's good.

He's good.

He's good.

All right, we'll see how it unfolds.

Get a couple of schedules.

Hold on to one for me.

All right,

man.

All right, thanks.

Back

is ready to come with it.

We're going to come with it.

Keith B. Parris

I'm coming up on a break.

And, you know, I try to be one of these brothers who just stay out of stuff.

But you two Negroes.

What?

What we do?

What?

Keith B. Parris

Y'all up here with Reverend Bishop Pastor.

Peace, gal.

Peace.

Keith B. Parris

She was on

fire though.

She was cooking.

I'm looking.

She was cooking with grease though.

Because

Keith B. Parris

stand with the brothers brothers.

No, I do stand with them.

No, you don't

Keith B. Parris

but but but but I do have to say I'm collecting cards after this program

Listen, listen seriously.

I do have to say this.

Yeah.

Yeah.

Talk to

him.

Hey, help us.

Help us.

Get deep in here, man.

No, seriously, man.

It always happens.

to us like this because again,

Keith B. Parris

we do and one correction.

Josh Jacobs is still getting paid.

Is he?

Keith B. Parris

Yes.

Now, but, but he's not going to be able to meet any incentives that's into his contracts that might get him those bonuses.

And by the time he get back, he, he, well, I mean, we're going to have to run like hell,

Keith B. Parris

but

he's going to miss at least 10 games.

Keith B. Parris

That's

why I spent it for

Keith B. Parris

10 games.

That's what they said.

No, no, no, no, no, no.

They

Keith B. Parris

said at least 10.

They said at least 10, but I think they were going in there.

Let me, and I thought about this little piece.

And it's funny to me, brothers and sisters, you can still stand.

Just remember.

Keith B. Parris

You took it right out of my mind.

Let me rephrase that so I don't do another lyric.

I showed, by the way, I showed my

My sister and my niece, uh, the Deuteronomies.

Oh, they broke out.

Yeah, they, they died.

The, the majority and I, and I pulled it up as you all were talking.

We need you to go do that.

Yeah.

Yeah.

I'm gonna do that.

Keith B. Parris

I'm gonna factor.

Overwhelming majority of us is married to us.

Sports?

The guys are that's in

Keith B. Parris

sports high income.

It don't matter and and here's what I want to get to We should have and I was when Ray Rice Not only beat up the woman but spit on the woman a black woman I Went through the roof now.

I'm with you and but I'm saying but

the

Keith B. Parris

reaction was like and then and the fact that the NFL Cup I mean an NFL

Someone sent the tape to the NFL.

Nobody opened it so they could have plausible deniability because it was more important for him to run than for justice for that woman.

Yeah, I agree, bro.

I agree.

I agree.

Keith B. Parris

I mean,

and I set up and I went, Diddy!

Now, when you look at the video, I ain't

Keith B. Parris

gonna lie to you.

And what we're talking about with Diddy, we're talking about...

baby loose baby oil.

Yeah.

No, he he abused a black woman.

Yeah.

And I'm with you, man.

And we weren't talking about that.

We talked about how they get down at the party.

Come on, man.

But the but the come on, man.

But what got him in trouble was he on camera beating up that

one.

No, what got him in trouble

was him.

No, no, no, no.

What got him in trouble was him putting his hands on that woman in the first damn place.

He shouldn't

I mean, the weather was on camera or

Keith B. Parris

not.

And

she probably wasn't the first one.

Because usually when

Keith B. Parris

you see that, that's a pattern when some of these guys are on music.

You know?

Oh, all right.

So we're going to have

church.

Amen.

Listen, man, though, you can have two prophets in the building at the same time.

You know how church go?

Keith B. Parris

That prophesied.

I'm just saying that.

I got this thing, man, about how we, you know, and it doesn't really matter if the woman is black or white.

But I do know that when it comes, sometimes for us, we begin to justify it.

Rihanna came up, right?

And I was kind of going like, okay, but that was violence in a relationship, right?

Now, the fact that they're both black, we, oh, look at, no, man, come on, man.

that abuse but the Ray Rice piece really I should have that's when I should have stopped watching the NFL because it was like man yeah and then they the NFL had the tape never opened the envelope and it wasn't until who bought a TMZ TMZ got a copy of it and then all of a sudden because it happened like in February or something like that and

they sat on it purposely

Keith B. Parris

call it welcome to the program good morning

Who cares And there's a problem with that And I asked that question rhetorically I mean I was talking to a guy from Indianapolis yesterday in the airport.

He said I guess you're a Packer fan

as we're sitting in Chicago.

Yes, I am.

Yeah, because I go to Chicago to get the cheaper flights.

Because in Milwaukee, cheap cost is not doing them what I want.

I don't know, man.

Maybe pay the extra money.

Because maybe fly through Dallas.

I don't know, man.

And then they're doing construction in the American part of the airport, where their gates are.

Well, we got our steps in.

We definitely got our steps

in.

The reason I said that is because you know you got the owner with the prostitutes and then you got the fake 49er fan.

Keith B. Parris

Did that dude he didn't play a doubted dude that was

hilarious.

No, man He didn't know nothing zero.

Hey, he just been getting money from the from the

Keith B. Parris

ladies I'm still trying to figure that

out.

So

Keith B. Parris

I was giving him money to invest there And

guess what?

Who is a San Francisco football helmet on the beach?

Not only that, though, bro, but he was riding around doing TikTok videos in the expensive car that he would rent.

He would rent the car and do TikTok videos as if it was here, talking about, yeah, you know, I mean, I didn't make the team, but I'd such, such, such, such, such.

It's the craziest thing I've

ever seen.

Dude was a

genius,

though.

And you see your black folks and say, man, you are football.

That route ain't making no sense.

Right.

Right.

Dude, hey, you was just running around and didn't

say it.

So

I understand.

Keith B. Parris

Get my arms wrapped around this.

You say you a football

player.

Nobody's ever seen you play.

I've heard.

Nobody's ever.

Like, you're not on more roster.

You're not there.

What's his name?

Do.

But he was running routes.

He was running routes on a video.

It didn't, it didn't, you know what I'm saying?

This is it.

That's the 49ers

Keith B. Parris

could use them.

I'm just saying.

This still is a genius

man.

I don't know

what the new name is.

That goes back to the young Miami songs, where the Scammin', where them dudes at.

They

Keith B. Parris

didn't

go right there.

Keith B. Parris

They

didn't go right there.

Hey, you

Keith B. Parris

so scammed that.

No, it's the African Prince.

Remember the African Prince is back in the day.

You said money like women.

I speak perfect English.

You're not going to give me a dime.

Broke it in.

Are you

going to send it to millions?

Millions.

Millions, like 2.8 million dollars he didn't gain.

He's gonna need to spend that on the lawyer, ain't he?

Yeah,

Keith B. Parris

I think he'll plead.

I think he'll plead.

Wow, man, that, that, you

Keith B. Parris

know.

Maybe some of the stuff.

Yeah, some of the stuff you just came make up, man.

You know, where, you know, and maybe, what was it, P.T.

Barnum who famously said a sucker's born every day?

Every day.

Keith B. Parris

You

know that there are people out there

Keith B. Parris

Yeah, that you can take you can take advantage of I think the other thing it was like with Bernie Madoff and what he did was just hideous and Grecia's and evil But some of these people have to take responsibility because greed was driving them to invest with him, right?

Yeah, but you know some people don't get some people are so booksmart.

They have no common sense though

Keith B. Parris

But some people so greedy that they saw an opportunity to make a whole lot of money.

And he was making some money for him.

But I mean, it's human beings,

man.

But they know common sense.

They don't have common sense like they used to.

Keith B. Parris

None.

None.

Well, I don't know if they ever used to.

We had laws.

Well, I guess it's more exploded now that they don't have no

Keith B. Parris

common

sense.

what

Keith B. Parris

age group are you in?

You'd be like, you don't want to school for how many years and you got what degree?

And you said you can't understand a common sense.

Keith B. Parris

Because education is different than wisdom and insight.

I mean, education is about data, statistics, but how one applies that to their life, that becomes the struggle for a lot of people.

Sometimes me.

Yeah, man.

I I Wow, hey, I did go down to You know and it's really it's almost bookends, you know University of Miami is in Coral Gables, Florida, right?

Which is a very Tony upscale neighborhood And we went to eat at this restaurant in a place called Merrick Park, right?

It's this high-end mall

Man when you see money, we were laughing when a BMW is the pork car Let's tell you how much money these people have Oh,

that's that's that's that's that's still in Arizona.

Keith B. Parris

Yeah, I mean

Those are Uber cars,

Keith B. Parris

right?

They had a dealership there where it was nothing but Ferraris Maserati I mean and then it hit me that people have money

Man, I'm telling you, I'm telling

you, there's a whole strip, there's a whole strip of car dealerships.

In Scottsdale, it's nothing but the Ferraris, the Porsches, the Aston Martins, the expensive D-Dubs, you got the Lexus, you got the Lamborghini's around the corner, and the Bentley's on the other side.

And they buying cars like nobody's business.

Keith B. Parris

Because there are people out there that, that riches 2%, they got money, but you just...

Oh, man, you can smell money.

So then I contrasted to, you know, I'm a church's chicken fan.

And so

Keith B. Parris

I said, man, let's go to churches.

And so, oh yeah, all over Miami.

And so go to churches.

Ghetto is everywhere.

Can I say it one more time?

Ghetto is everywhere.

Yeah, how do you have more people behind the counter and it takes forever to get your food, right?

Now the chicken was good they had this it's called lemon peppers like a spicy lemon pepper Yeah, that's new.

Yeah, that's it.

Oh, it's good though.

Man.

So the chicken was good It was it was worth it was worth the chicken

It was worth the

get on this.

Good

Keith B. Parris

man.

That is and I get so frustrated.

I think that's you didn't like the chicken man.

No,

it's not.

No, it's not because the chicken here you got me goes back there and you don't stand talking at all.

They back there getting it in.

Yeah.

How about you?

How about cooking the food

Keith B. Parris

and getting it out?

They ain't doing no novel concept work.

What a novel.

I mean, dude, it'd be, and I get so frustrated because you know, I love all African people.

Then they had a couple, I don't, I think they were from Central America.

They spoke no Spanish, but the woman was picking up on, these folks are ghetto.

You can see it on her

Keith B. Parris

face as they got the order wrong.

You had this one sister, she knew four Spanish words, none of them applied to the meal they was trying to get.

Then there was another dude, he spoke Spanish, he got the first order.

It was just like but the chicken was good You know because you know that the hole in the walrus cross be the good one.

Well, hey, let me tell you my my When my my mother-in-law died All right, man, they had to repass at the church.

I didn't need I don't think Rhonda ate either So we had to drop our drop our uncle off at the hotel and we're going back to the house

So I'm hungry, and so we see this little place for fried chicken at the gas station.

So I said, well, Rhonda, let's just stop and let's stop and get some chicken, you know, because we haven't eaten.

So we get enough chicken for me and Rhonda.

We walk in the crib.

It had to be about 15, 20 people.

There you go.

Oh, they brought chicken.

And we going not for y'all.

Oh my god.

And so we had to go back to the joint to bring chicken for all the folks with this chicken.

It was on my sister-in-law was talking about.

She said, bro, that chicken was so good.

We, because we didn't eat.

They ate at the repass.

Man, they come in.

We had to go back.

And I said, you know, I have a colleague in Milwaukee.

who just don't understand the concept of gas station chicken.

Yeah, no way.

Keith B. Parris

She don't get it at

all.

I don't get it neither.

Because how you gonna sell me gas and chicken at the same time?

Keith B. Parris

They sell you gas a lottery tickets at the same time.

I'm gonna put it in my mouth though.

Gas and bucks.

It's break time.

Keith B. Parris

Zebra Zebra said so.

So no one's gonna clap their hands and tell Keith to go ahead and preach.

We did that all right.

But your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Keith B. Parris

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't in it.

Your heart wasn't

To be able to have this job to help keep our rivers clean and our lake clean is the greatest thing I could ask to be doing for my time.

It feels good.

You're accomplishing something that is truly helping everybody in the community I was born and raised in.

Water is our greatest resource.

We all need it to survive.

Fiolia is 100% doing great work.

I'm Jim Playset.

I'm the executive director of the Historic Third Ward Association and also a resident of the Historic Third Ward.

Somebody's got to manage this, right, and care for our waterways and care for the treatment of our waterways.

We couldn't do it without MMSD and Veolia.

They've just been a great partner as long as I've known them.

It's just been an amazing recovery for this body of water.

MMSD and Veolia have been a big part of getting that clean and enjoyable for all of us.

When we wanted to expand access for folks in need of bikes, we turned to Viola.

The result, the new Viola EcoPass program that has dramatically increased access to our bike share system for folks all throughout our community.

Connecting students to schools, people looking for work with employers, the community with parks.

Thanks to our partnership with Viola, Bubbler Bikes is serving more people than ever before.

Those are Milwaukee values.

Keith Parrish.

Keith B. Parris

All right, welcome back.

I really didn't know y'all was just a day.

Every and a day, every and a day.

I'm glad you picked a Friday, man, because any other day, it kind of would have been.

Yeah.

But you know, since Friday is free flow, and DJ, I'm still going to get you from the last program.

But you know,

He did a pretty good job holding it

down.

Oh, I'm gonna get him in person.

Hey

man,

I'm gonna get

him in person when I see him

Keith B. Parris

on Friday.

Hold on.

Roll back the other way.

Go the other way.

Let's see.

Go back.

I don't know what you were doing in your younger days.

Let's see.

So no one's gonna clap.

Keep going.

Lemon pepper chicken is outstanding.

I think Wingstop does a good job at that.

They pretty good.

These holy walls used to be called greasy spoons.

Yep.

Greasy spoons?

Keith B. Parris

Yeah.

Yeah.

Yeah.

That's what they call

Keith B. Parris

them.

I know we used to, uh, at the Mount McDonald's was a treat for us, right?

Just because there was, we had the distinction for many years at Emmitsburg, Maryland, and being the only college town that did not have a fast food restaurant.

And then someone also pointed out Northwestern didn't either.

So, you know, for us to go to McDonald's, we had to travel eight miles down to a little town called Thermont, which is right down the mountain from Camp David.

But there was a truck stop.

And when we had the munchies, bad, bad, we go to, man, you talk about a greasy spoon.

Man, it was so much grease in that food.

Man, it was, but it was good as a mug.

I bet it was after

Keith B. Parris

the truck nights.

Man,

Keith B. Parris

good as a

mug.

Which

Keith B. Parris

one?

Jermaine getting on that bus because Angela got him trained.

He ain't fooling nobody.

Oh,

that's DJ.

I got something for him when I see him Friday.

Keith B. Parris

It's one thing, boy.

Clark, you can appreciate it when you institutionalize.

Man, when they got your program, they'd be like, yeah.

Four lines open, y'all.

Four, one, four, four, four, four, five, two, five, zero, four, one, four, four, four, five, two, five, zero.

I don't have to talk about the brewers there.

Eight up.

Ah, but they start four game series in Chicago.

When we flew into Chicago yesterday, we flew over.

They were winning.

They ended up losing that

game.

to Cincinnati, right?

Keith B. Parris

Yeah, so we were flying over and I pointed to Rhonda and said, hey, look, Wrigley Field.

They had the lights on.

Caller, welcome to the program.

Good morning.

Good morning.

How are you doing?

Hey, Solis, how are you

doing?

Well, my eyes are feeling a little crazy today.

I've got two more weeks.

Well, two on one, I have left the drop area before I was on three on the other one.

But they're feeling weird this morning.

But I was going to say,

Okay, so

one

Keith B. Parris

of those stations exists on the west side of the state.

It's a gas stop in Boston, Wisconsin,

Chicken.

Yep, you know, I'm gonna say see this is this is the thing about race and racism You know, we have a sense of we look through the world through the prison race I was back in the day.

I was out me and my buddy Fred.

We're out visiting one of our guys he lived in DC and He lived on East Capitol Street So he went someplace Fred went someplace and so it means that's a man.

I'm hungry

So I'm going to go up here and let me go and I walk past this barbecue place.

Oh

man, they

Keith B. Parris

got barbecue.

Let me give me some ribs.

I go into place and I look and I go, oh man, these are Koreans.

Some of the best barbecue I had my whole life.

No, my point is there's a lot.

that goes into it.

We always want to say the color.

That's why, like, you can get you some of these Southern white dudes up here barbecuing.

Oh, yeah, Jack.

And man, we'll put Deebo to shame.

Yeah.

I

mean,

Keith B. Parris

I mean, because it really is, that's why they stop calling it soulful and start calling it Southern cooking.

Right.

Because blacks and whites, poor blacks, poor whites in the South, ate the same thing because they was po.

But

Keith B. Parris

Kate,

po whites have soul and they still be soulful.

Keith B. Parris

Now this is pofu.

Oh, pofu.

I was kidding my sister-in-law and when I come that they put me to work man normally when I go down to Miami.

I don't know how I came to the local and it was something we started.

Ooh, maybe the first time I ever visited Miami with Rhonda where we would do fried chicken and spaghetti.

Oh, yes, sir.

Yes, sir.

In the South, you know, like in Miami, they had no clue to what that was, right?

Oh, that's amazing.

I love fries.

And so yesterday, we were in the car, we were talking about it, because I always joked about how at my sister's house, there's a fryer.

It's only used when I've been told they make me fry catfish, right?

But I was saying, like, I need y'all to get to, we need to do pot spaghetti.

Yeah.

Keith B. Parris

Because Rhonda does the, she does.

Let me do what she does.

She does the meat sauce and the pasta.

So people can, I mean, that's how they were.

So then my sister, you know, Rodney said, well, we didn't, we didn't grow up Pope.

You can say what you want to say.

Pot spaghetti is the bomb, man.

Oh, I had some cheesy grits yesterday for breakfast.

Oh my God.

Yeah, man.

Yeah.

Um.

But yeah, man, that pot spaghetti, that's how you do it, man.

That's how you do it.

And so we had the whole discussion about how, you know, when you grew up in a single parent home, and if there's no kind of dad there, and this is not all instances, because I don't want anybody to call any time.

But I grew up in a single parent home.

My mama could cook.

My mama cooked to make sure

Child protective service then come and take her kids

kept some in your belly

Keith B. Parris

Your mama cook Because mr. Ride I was in the house.

Yeah.

Yeah.

Yeah, he got a lot

of us, too

Keith B. Parris

Yeah, but he gonna eat.

Well, yeah,

Keith B. Parris

we

got the

Keith B. Parris

big

piece of

Keith B. Parris

chicken

Papa.

Okay.

Okay.

Okay.

Your papa got the chicken and we got to

I

Keith B. Parris

really did

and I

Keith B. Parris

don't want to be offensive because everybody know here man.

I not only respect I celebrate

Different religious thoughts, right?

Do most of them shop at Pigley Wiggly?

They shouldn't shop to pee.

Shop to pee.

They Jewish people shop at Pigley

Wiggly.

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

You know what I'm saying?

So

Keith B. Parris

I don't know if I have it.

I wouldn't have just based

on.

They started out.

That'll write out a question.

What was that?

Should I

Keith B. Parris

wait until Wednesday to ask that question?

That is most definitely a someone that's the question moment.

Pig is in the side table on the store.

If you're Jewish, if you're seven day Adventist,

If you're Muslim, do you still shop and pigly with the pig?

You know what?

That's the question.

Keith B. Parris

You know what?

Call 414.

Do

you shop the pig?

If you want.

Keith B. Parris

Because one thing for sure, they're going to be supported.

They're going to be supported.

They're going to be supported.

I just wondered, man, it hit me because they were

talking

Keith B. Parris

about this when Dixie's at a close in Miami.

And

I was

Keith B. Parris

thinking about Piglet Wiggly, right?

I was going, boy, I just had a

writeout.

So I asked the question.

Was it you and

Selfie?

Back

Keith B. Parris

in the day, there was a brother.

He started a nation of Islam and then he left, but he was still Muslim.

And so there used to be a little store.

He had a restaurant in the store.

And so I'm just walking back and forth in the store.

Now look, I've been exposed to Islam since I was eight years old, right?

So I'm walking back and forth in the store, walking back and forth in the store.

And the owner said, excuse me, little brother.

Can I help you?

I remember this brother's muscle.

I go, yeah, I'm looking for the pork

skin.

Keith B. Parris

He was nice.

He go, no, brother, we don't.

We sell no pork.

No

Keith B. Parris

pork.

Hopefully you'll be able to grade Jews upon a curve with that.

No, I just wonder.

I mean, you know, people got to eat, right?

But I just wonder if you're a Muslim or someone who just their dietary things prevent you from...

eating pork, would you go to a place with pork in the title?

Sorry about that.

You know, this program is about everything and nothing.

I know some people out there going.

That's a good question.

Or

Keith B. Parris

the other people out there, he'd been working with that dude

too

long.

The

work we're doing at VLA is absolutely bringing access to the water for people.

To be able to have this job to help keep our rivers clean and our lake clean is the greatest thing I could ask to be doing with my time.

It feels good.

You're accomplishing something that is truly helping everybody in the community I was born and raised in.

Water is our greatest resource.

We all need it to survive.

Fiolia is 100% doing great work.

I'm Jim Playset.

I'm the executive director of the Historic Third Ward Association and also a resident of the Historic Third Ward.

Somebody's got to manage this, right, and care for our waterways and care for the treatment of our waterways.

We couldn't do it without MMSD and Veolia.

They've just been a great partner as long as I've known them.

It's just been an amazing recovery for this body of water.

MMSD and Veolia have been a big part of getting that clean and enjoyable for all of us.

When we wanted to expand access for folks in need of bikes, we turned to Veolia.

The result, the new Veolia EcoPass program that has dramatically increased access to our bike share system for folks all throughout our community.

Connecting students to schools, people looking for work with employers, the community with parks.

Thanks to our partnership with Veolia, Bubbler Bikes is serving more people than ever before.

Those are Milwaukee values.

There you go.

Keith B. Parris

There you go.

There you go.

The stuff we talk about off air.

Let me welcome.

Let me welcome Ms.

D. Kempsey, the vice president.

Impact at 1000.

Welcome.

Keith B. Parris

Have you ever been on the show?

I have.

I love coming on and talking to the great people of the MKE.

Oh,

my program?

No.

No, it wasn't your

problem.

Oh, the better one.

They've been trying to hide me from you.

Keith B. Parris

Who?

Did you say

Bevin?

I said they've been trying to hide me from

Keith B. Parris

you.

Oh, I thought

you

Keith B. Parris

said Bevin Baker.

I know you

work for the

health

department.

Hide me,

Keith B. Parris

Jesus.

Let's not get started.

I go around.

Okay.

Jesus built a mess.

So, D, tell us a little bit about you.

Um, I am the vice president of impact over at ax housing and housing is my jam.

I want to see our people owning things rather than renting.

Not that there's anything wrong with renting.

You know, that can be the right thing at the right time.

But I think it's so important for people to understand that that is not their only option and that

Purchasing a home is affordable and doable no matter what your situation is Even if you're saying to yourself my credit's really bad.

Well, your credit's just a two-year snapshot So I like to tell people nobody's more than two years away from home ownership

Keith B. Parris

Well,

I'm a Northside baby I love this city

It's funny, I tell people all the time that the north side of the city, you know, you live here long enough and you see things mature.

And I grew up in what was a mixed neighborhood.

You had your teachers down the street.

You had the German lady at the end of the block who could put hands on any kids she wanted.

People who talked to each other and really it was a village.

So I like to remind people of that because I think we still have some great neighborhoods, great homes all around the city.

The average price of a new home nationwide is over 400,000, but you can get yourself an outstanding great home here in the city of Milwaukee for 200,000 or less.

There are actually programs happening right now like early childhood educators where they're building new houses.

for teachers that do daycare up to third grade for $105,000 because they want the people who are taking care of our babies to be able to affordably live in the city and near the centers where they work.

We have a land trust for the first time in the city's history, which is a different ownership model, but allows people to get into home ownership and build equity.

at prices from anywhere from 60,000 to 90,000.

So there's so much happening in the city for home ownership.

The mayor declared it the year of housing because what I saw from our government officials, city and county was post COVID, they really use those ARPA funds to invest.

in home ownership opportunities for working families in the city of Milwaukee.

And it's the year of housing because now you can take advantage of everything that they put in place.

Keith B. Parris

Yeah, there's term generational wealth, right?

You do.

Keith B. Parris

And real estate is probably the most basic.

Yep.

It's like mama could leave you her do's in a quarter, but it doesn't have the same value as if she left your house.

Absolutely.

Keith B. Parris

Talk about the importance of that, not

And I think that sometimes people are so fixated with the right now, they don't think about future.

Absolutely.

When you're approaching buying a home, you should really be asking yourself, is this what I need for the next five to seven years?

It's not about finding that forever home.

A lot of people who are homeowners, they don't get to that forever home until they maybe purchased their third home.

But when you talk about generational wealth, I like to really simplify it and use myself as an example.

I bought a home and my house has 27 steps in it and it has two and a half bathrooms and I'm tired.

I just don't want to keep up with it anymore.

And like a lot of people now, I have my kids living with me, my grown kid who's 25 years old, but it's smart enough to understand that Ren is outrageous and he's going to stay at home as long as I let him stay at home.

I know I'm not the only one.

I know y'all out there feeling me.

These kids don't go nowhere no more.

Keith B. Parris

That's because, you know, just parking here for a moment.

That's because the economy.

right now is such where you and what so let me kind of in this area what's the average age of a person buying a home

the average age of a new homeowner is 40 years old now when you think about that you're talking about missing because it used to be 30 for the black community it's been 40 for a while now for every American it's 40

Replining absolutely systematic issues have led to black folks buying later in life But typically what you see in other communities is people purchasing in their late 20s early 30s That was typical a couple of years ago now the average age for any American Buying their first home is 39 40 years old.

That's a loss of so much equity

Over that 10-year period because buying a home is like a for savings account Every time you pay that mortgage you're paying down and you're building equity So at a certain point you're able to either take that equity and use it for things like sending your kids to college or buying your next home Opening a business we have so many entrepreneurs in the city So when you don't have that

asset that makes all of those things more difficult to achieve and that's why we have so many deferred dreams in our community because folks don't have that financial backing or that soft spot to land a lot of folks you look at Bill Gates of the world he said he could try try and try because he knew he had a soft spot to land he always knew that he could go back home and we need to create that same comfort for our children so

I'm actually working with my son right now.

He's going through the X program to purchase the house we live in right now.

It's not, it doesn't meet my needs anymore, but he's a young man.

And at some point, I, you know, hope he finds some young lady and they start a family and it's a great family house.

And even if he doesn't feel like it's a great family house, I don't care, sell it.

Keith B. Parris

You know, and I thought about when you mentioned 27 steps.

know exactly what you're talking about.

Mm-hmm.

And I was just out of town where he's in a place where there are no stairs, right?

Everything is on one level.

Yes, love

Keith B. Parris

it.

And as you get older, you can, you can appreciate that.

Well, you know, we talked about the equity piece of it.

We talked about it's, it's, there were transferability.

Yeah, transferring wealth.

Keith B. Parris

Right, you know, to be able to

what we live now.

Unfortunately, it has been that there were some people who the family, you know, they left the kids to home and they end up losing it.

So what happens like we'll talk about in terms of then if I come to ask housing, how do you help me to, you know, because that's long term.

Absolutely.

Keith B. Parris

Right.

What are some of the things you all do there to coach people?

Everybody's journey is different.

So for some folks, it could be long term.

Some of us just don't understand our financial position and how our credit works.

So we definitely have folks who come to us and their situation is much better than they perceive it to be.

Imagine somebody who nobody in their family owns.

everybody's a renter.

So that's very normal to them.

So to let them know that they're in a position for home ownership and really talk through any fears that they have around home ownership to get them confident and well positioned to get a loan is important.

But say you do have bad credit.

When you come to us, we're going to pull your credit score.

You're going to meet with a coach who really explains your financial situation to you.

I like to say we're going to teach you about the economy of you.

because everybody is an economy.

I don't care how much money you have.

And we're going to basically tell you what you need to do to position yourself to be pre-approved for a mortgage.

And we're going to

help you and coach you through that process to get yourself there.

Once you're pre-approved, we have access to a real estate agent if you need one.

We actually have a lending product too, so if we can't get you qualified for a bank loan, we have some really common sense underwriting guidelines that don't include your credit score.

that can help people be pre-approved for a mortgage, even though your credit might not be where a bank says it should be.

Because there are way too many people who are paying $1,500, $2,000 a month for rent faithfully, and then the bank tells them they can't get a loan to pay less.

Um, through home ownership.

So we try to do common sense lending.

And of course, um, we have acts homes, our development arm where we've been trying to buy back all of these properties.

These out of state landlords have purchased over the last few years and get those back in the hands of homeowners

Keith B. Parris

working in housing 2008.

Yeah.

Yeah.

Keith B. Parris

So one of the things that came out of it was that based on these.

exotic loans that they were offering

people.

The sub primes,

Keith B. Parris

right?

That people were in houses where they had too much house.

Absolutely.

So how important is scale?

It's so important.

You're going to spend working with one of our coaches.

You're going to spend a good amount of time on what we call affordability and sustainability.

So I like to say that a lot of our people have Northside money in River Hill Dreams.

It's like.

What can I afford?

What do I actually want to pay on a monthly basis for my housing expenses that's going to allow me to still be able to live my best life?

Maybe take my kids and go on vacation, have a vehicle, have some savings.

So we really do talk about what is affordable for you based on your income and try to hold you to that.

Most of the time when you get pre-approved for a loan,

It's for more than you should spend because the bank is not factoring in things like daycare and groceries and those other things that you need to pay for that don't show up on your credit.

So it's really important to know that just because you got pre approved for two hundred thousand, if your budget says that you should only spend one fifty, then only spend one fifty.

And there are still great options out there for you.

Absolutely.

Welcome to the program.

Say good morning to you and your guests.

I have two quick questions.

Well, I want to make a comment.

When you talk about pre-approval, pre-approval doesn't guarantee a loan at all.

That's kind of the misconception out there that once you pre-approve that you can, you automatically qualify.

It's still a lot of red tape that's required in most cases when you just pre-approve.

However, when acts first came on the scene, it was more to a city deal to give back those houses like he was saying that were on the tax foreclosure list and a lot of them were in terrible condition.

And acts was really pushing that.

I don't hear them pushing the city deal anymore, maybe because of the scope of work requirements, funds required and doing

the scope of work on some of those properties.

I mean, it's crazy because you might have, they might say you need $150,000 worth of $200,000 worth of scope of work, but ain't nothing you can put in one of them houses, but $200,000.

So what they must be basing that on, and I'm gonna ask you, are they basing that on the replacement costs?

Because ain't nothing you can put in one of them houses for $250,000.

You could make it immaculate with your coups using everything.

I mean, from a roof, the whole venting system, the whole ductwork, you can even put a central air in, new roof, new paint, drywall.

I can't even put $200,000 in the house unless I'm going to get back in with it.

And yeah, you don't want to over

renovate.

So are they, are they, are they, are they, are they, are they, is that on a replacement cost level that they coming up with this scope of work?

That's right.

No, what happens is, and first of all, that was such a history lesson on acts for everybody who doesn't know our bread and butter years ago was working with the city and getting those city tax foreclosures into the hands of homeowners.

And you're right.

A lot of those properties had sat for a good long time and needed some major repairs and renovation.

So we did offer loans that would allow you to purchase those.

homes off the city tax roll and we would actually walk through that property with a family and do a scope of work and say, okay, you're going to need 20,000 to buy this house and you're going to need another.

80,000 to complete the repairs that are going to make it safe, sanitary, code compliant so that you can actually move in.

That is a program that we still do.

But listen.

So hold on for a second now.

Yes.

So we're just, we're just, we're just hypothetically speaking here, you know.

So if you say an $80,000 to put into the house, well, with $80,000, you can most likely

If you've got that kind of cash on hand, you can actually find a house that's already up and working for that kind of cash.

So couldn't you?

Absolutely, but who has $80,000 cash on hand?

Well, that's what they actually want to see down to the city, but you guys are into the lending business.

So basically, you're sort of like a broker.

You're sort of like a

Keith B. Parris

lending agent.

Meach, I want to ask this question.

What are the fears that the city had?

That's why they...

That people and I know people were doing it like the dollar house program.

Yes.

Yes, and I think which had to be in their five years.

Yeah after but there were people who were You know, they beginning to get multiple properties.

I think the city was low Fearful of that in

mind.

You know what what happened was the economy?

Home prices started rising.

Construction costs started rising.

You had the Supreme Court case that said you can't steal people's equity when they have gone into foreclosure.

So that stopped some of the city programming for a while so they could figure out how to navigate the Supreme Court ruling around that and make sure that they weren't stealing

equity.

I think that was excellent.

They stole an equity deal because now that's one thing I can say that they did.

Now one last thing before I go, you say it within five years a person should be in a decision-making mode to either stay in the house or keep it going or whatever.

But listen, with the new 400-year tax law,

that tony ebra signed into law now we gotta be we gotta look at this no matter how we don't

Keith B. Parris

know no i'm not gonna let you do it appreciate you all right now please please please don't try to get all partisan

political up in this piece okay affordable housing is nonpartisan it should be it really should be in my mind it is like we all need a roof over our head we all need um somewhere to live and it's just not smart

no matter who your voters are for things to be unaffordable.

Keith B. Parris

But you know, the market drives, right?

Absolutely.

And the market drove up the prices on those foreclosed homes.

So listen, if you have that vision where you see one of these houses that's boarded up and you want to go in and bring it back to life, we definitely have programming for that at Axe.

Keith B. Parris

I was just driving and it's funny you were talking about some of these properties.

There was one particular stretch.

Oh, I can tell you where it was right between 26 27th Street on our Everything is one house.

Everything else is burn up the church is burn up.

Yeah, I mean where I'm saying fire damage You know, what are you doing situations like that where because you know you say people go anywhere I can but part of this is also neighborhoods

Stabilization stabilization right and how important that was and I don't know like all the houses just catch on fire But you know, but when you saw that that block was just emblematic because we my mom owned a house on 26 in Concordia I remember when West Side was there and now it's like to see that one little stretch of block So how important then you know if people and then the other thing is

I think how important is the neighborhood I move into?

Absolutely, I think and you know what first of all I always tell people there's no such thing as a bad neighborhood People make community Absolutely, but people make community at the end of the day and it's about who's on that block who cares I find that homeowners care more than renters, you know, I always say homeowners snitch

Homeowners are trying to do the right things to keep their property values high.

They're beautifying their homes, which actually has a domino effect when we have families who come in and do the renovations that the caller just talked about.

Guess what happens?

The other people in their neighborhood see.

this dilapidated house becoming beautiful again and they start looking at their own yards and their own houses and they're paying a little bit more attention to keeping things beautiful and they're paying more attention to who's on the block that they know and who's on the block that they don't know and they're looking out for each other.

There are so many great neighborhoods and little villages.

I

Keith B. Parris

always say, you know, and I had this accent, you don't wash a rental car.

Right and people I'm just saying I don't own that car.

Yeah, you know somebody

else

Keith B. Parris

But this and then when you see where people who and I was thinking as you began at the top of the Top of the pro of the hour and you were talking about this is that some people have

more

Keith B. Parris

car than they have house

Oh, I always talk about the folks who drive Land Rovers and don't own any land.

I Mean really all I mean the average new car

cost like a thousand dollars a month.

What are you doing?

And then you come to me and you're working with one of my coaches and you mad at them because they're telling you your mortgage is in your car.

Like this is Milwaukee, y'all.

This is not Miami.

Stop it.

Stop it right now.

I want you to give four wheels that get you to your job and back.

Stop flossing and busting for a bunch of people who don't got nothing either.

Keith B. Parris

The work

we're doing at Ville is absolutely bringing access to the water for people.

To be able to have this job to help keep our rivers clean and our lake clean is the greatest thing I could ask to be doing with my time.

It feels good.

You're accomplishing something that is truly helping everybody in the community I was born and raised in.

Water is our greatest resource.

We all need it to survive.

Fiolia is 100% doing great work.

I'm Jim Playset.

I'm the executive director of the Historic Third Ward Association and also a resident of the Historic Third Ward.

Somebody's got to manage this, right, and care for our waterways and care for the treatment of our waterways.

We couldn't do it without MMSD and Veolia.

They've just been a great partner as long as I've known them.

It's just been an amazing recovery for this body of water.

MMSD and Veolia have been a big part of getting that clean and enjoyable for all of us.

When we wanted to expand access for folks in need of bikes, we turned to Veolia.

The result, the new Veolia EcoPass program that has dramatically increased access to our bike share system for folks all throughout our community.

Connecting students to schools, people looking for work with employers, the community with parks.

Thanks to our partnership with Veolia, Bubbler Bikes is serving more people than ever before.

Those are Milwaukee values.

FM with your host Keith Paris.

Keith B. Parris

Welcome back.

Call and welcome to the program.

Good morning.

Hello.

Yeah, money.

How y'all doing today?

I'm doing well.

How are you?

I have a question for the young lady.

What is her name again?

D. D. If I get information about some information that you know, um,

You know, you're very resourceful, so it'd be nice to have someone like you at a forum somewhere where we could talk more about it with people.

And one of the suggestions I was going to be making is that if they can do that below the city or an audience, someone from holiday, not somebody going to say, well, I can't answer your question.

I had to go take it back to the office and find out later.

That's a funniness.

One thing I was getting to.

Is that isn't there some way we can work it out when you can give houses to people?

I'm not talking about the contractors like they did a few years ago where they gave him five or ten houses they had to buy for a dollar ten or Thousand dollars in an air call that's coming out in the city hall and we weren't qualified to get them because they wouldn't give them to us Give them the people like they said if you're paying rent for a certain amount of time of years and you got a solid job How can I can get that house for a thousand dollars some foreclosure some other homes and stuff like that?

It's the first to get them off the tax roll and if they cost

a scope of work tear them down because they're not being used at this point anyway.

So you know what I'm saying?

So there's a lot of stuff that we've done differently and we need to have the city give some orders away.

Not saying your credit's no good.

Well, if my credit is no good.

How can the landlord gotten in there five to eight nine hundred hours a month?

Okay, and there's credit programs You can train work with people but a scope of work.

It's ridiculous when you look at the south side for a scope of work I check almost monthly for scope of work and I look at the north side now Maybe one is regular the other but it's redlining sin black people gonna be buying these mostly on this side of town We're gonna say they have to make the house like new well, I'm not putting the money down for a new house Okay, I don't care how much I use one cost or a new one cost

It's not going to work that way.

It's red line.

When you look at the south side of scope of work and the north side of scope of work, it's ridiculous comparison what they say and we happen six versus them.

Keith B. Parris

Okay.

Let me ask this question.

Isn't the lower south side of Milwaukee part of Walker's point and then over by the lead and even still.

These are some of the oldest houses in the city.

Some

of the best

Keith B. Parris

housing stock in the

city.

What

Keith B. Parris

I'm getting to is that they're like a hundred years old.

They are.

They were definitely built to last.

The amount of

Keith B. Parris

work that you might have to do in it because the house is just getting it retrofitted where, for example, you want to be energy efficient,

right?

Keith B. Parris

I mean, if you get all your energy going out, just the cost of you operating that house goes up because I was I was amazed at that because over on Cherry.

Yes.

Keith B. Parris

You know, where they're vacant lots over by the New Cogs building.

Those houses, the house my mom bought on Fifth Street now, it's still there.

It's like over 120 years old.

So, I mean, if people go in and talk about the scope of work, is that included in terms of

How do I get that house not because you can get the cold cold is different than getting it up to where it's an energy efficient.

I mean,

that's not to use those houses anymore and go with habitat because of habitat and put a house up for 150,000.

I'm just saying, why are we going to put a scope of work to the grandma house from 80 years ago?

It's just on historical places.

I'm not going to go out and buy one for that.

That's

what the door is

here.

Yeah.

And listen, every, everybody is different and there is an option for everybody at X. So if you want that newer house, that house that has been totally renovated, we can give you a standard conventional loan up to 200,000.

But if you're a person who looks at these older homes and says, Oh, I.

I can see what great bones this place has and what I can make it into.

We have a product for you too.

So it's not an either or.

I like to impress upon people that it acts.

or any of the counseling agencies where we do this type of work, we are not here to tell you what kind of house to get, what area to move into, or anything like that.

I'm missing the scope of work so much, but getting to the next step is that why can't we come to the city and not besides them giving you all homes a house that I could give habitat?

How can we can ask them to kind of relook at things and give some of the people a house that's already sitting here and see if they can fix it?

Although you say this is a scope of work, you have to offer them

plumbers and electricians because people find a lot of people who are not licensed as shabby and it's going to cost you more than what they see in this couple of works.

The city does actually have a program where they will give you up to $30,000 in grants and help you.

They will only pay out to license contractors who have been approved by the city to help you renovate a house.

They're not going to pay all the renovation costs, which are, you know, going up and up.

So

If that's the route you want to take, you have to position yourself either with a loan or cash to be able to.

do get the work done to make your house safe and

co-compliant.

Listen,

if the city ever does the dollar houses again, I will be the first one telling everybody or a dollar or a thousand, but they don't do that anymore because of the Supreme Court ruling.

They can't do that anymore.

So, I mean, I can tell you as a person who works with the city officials regularly that this is something that they deeply care about and they want to see folks who want to get into home ownership, get into home ownership.

You talk about Dave, you talk about Chevy.

These are men who grew up in this city who moved from house to house constantly, who changed

schools constantly because their mothers were on a race to the cheapest rent possible.

So

they

understand that that struggle is real.

And what I've seen from them is putting things in place that help people attain home ownership to the absolute best of their ability.

Unfortunately, they still have to answer to the state.

The

other question I have too is that the rental assistance, is rental assistance money, is Canada had, does it go to a home ownership, like if they get a home, the rental assistance is still paid, even though they're buying a home?

So if you have the rental assistance voucher, not if you live in a project or like a park lawn or a west lawn, but if you have the voucher that takes you, says, let me go to a landlord and see if he'll take this, you can use that to buy a house.

You still have to qualify.

What you have to do, though, is position yourself for a mortgage.

And that's where a lot of people miss that step.

Come to Acts.

Let us get you pre-approved for a mortgage.

And if you have that voucher, guess what?

You can still be paying only 30%.

And the government is paying the other portion of that mortgage.

So that is a federal program that is in existence now, and we know how to work with people at X who have those vouchers.

So use it for homeownership.

Absolutely.

I'm glad you talked about that.

I think more people listen to the station, tell your grandkids and nieces and nephews about this.

They have a voucher because that'll help all like you said, and get in the home.

I have a list of stuff, but I'm just kind of seeing what I can find out myself or helping other people out.

I own property, myself, a building.

I didn't go through anybody to get it and I used to take out families for habitats for humanity when they first started for years and I'm very passionate about like if people own their own property or something affordable to get into because the rents are skyrocketed.

Absolutely.

And if a person's retired or working and they may be able to afford a house back then, but if you only got one check coming in social security and not a pension from a job, which may not be much of either one, you may not be able to stay there and even pay your taxes.

You divide it by 12.

You need to pay them taxes.

quarterly or monthly if your house is paid off because at the end of the year you may not have all that money to pay at one time and I think that's an educational tool for a lot of people and when your house is paid off do not cancer that insurance because you're in trouble if there's a fire or flood and I noticed that even talking to people where I work at a lot of people do that because they can't afford it you know and a half a lot of people can't go to a second job to work anymore but do you have any kind of forms anywhere are you at ex-housing or where are you at now

I'm at X housing and absolutely if there are events happening, you can actually go to our website and request that we come out to events to talk about home ownership.

We love being in the community.

Yes, and I think I mentioned with one of the other shows that the system they raise money for X housing and the people and and and I helped donate money to that.

You guys had an event a couple years ago.

Thank you.

Keith B. Parris

Call her welcome to the program.

Yes, good morning.

Very quickly.

Yeah.

Good morning, young lady.

Tara will be speaking.

Good morning.

A lot on the table out there, but I'll make this very quick and then I'll listen to you.

Excuse me.

Let's do over the radio.

A lot of these properties that you spoke about that are damaged or for fire, whatever there.

And well, do you have monies or program that were just for demolition?

I want to tear it down to the to the studs, you know, pretty much like a habitat would do or if it has a basement or

a brick found uh a masonry brick foundation or whatever you know to the masonry block and it doesn't have a basement just to the concrete slab or whatever and start fresh is there money or a program for that and then uh you can answer that and then i'll uh answer this one for me for a lot of the brick and masonry that um uh a lot of the man i've come to get a good mason these days so so the the architect and the historical aspect of it one you know um

does the property still remain as historical aspect after the rehab has been done, you know, after so much new has been put into the, you know, the historical aspect, you know, the brick and the arch and all that stuff there, does it still remain as maintained as a historical aspect?

Now, excuse me, thank you.

I'll just do you over the air then.

Keith B. Parris

Let me, and before you answer that, and I mentioned Brewer's Hill.

Mm-hmm, and they have a thing and as I remember I used to be president of Haramia Busman So we we have but at the Brewer Hill neighborhood Where the aesthetics have to be the same

mm-hmm,

Keith B. Parris

so people actually moved houses over there or the houses there they couldn't go in it was one of those things and Someone was telling me which blew my mind.

I couldn't even believe my grandmother used to rent on first and right

And now some of those homes over there for half a million, three quarters of a million dollars.

Absolutely.

But it was the work that people put in.

Absolutely.

Into that.

And then one of those dynamics was, well, when you go in and you do that work that brings up everybody else's property value.

So they talked about older people.

And now we get into this whole complicated thing.

Well, maybe you can't.

And I hate to put it that way, but maybe you can't be in that property anymore.

You're going to get your money,

right?

Because when you

sell

Keith B. Parris

that house, you're going to get a nice little piece of money.

Yeah.

But there were people, we put it sometimes, and this is kind of not, that's the politics of it, that sometimes when we're looking at development, because what the city wants to see is that those houses go back on the property tax role.

Because currently they're not collecting any property tax.

And then let me do a little side here.

It's close to a billion and I'm being underestimated a billion dollars of homes not homes of Different entities that do not pay property taxes because they are tax exempt mm-hmm That's churches mm-hmm, so but at the same time they get city services

Absolutely, and I remember us having this this so I mean it becomes more comp and that's the whole political yeah Now we're getting back down to where we're in terms of the micro the the individual piece But there are things there because the city wants them not so much because city has to take care of it If I get that house back on the income tax roll, that's more revenue for the city, right?

Absolutely.

Listen, this the city doesn't want the foreclosed properties that right now the banks don't either and what's What's really crazy too is a

A lot of the city foreclosed properties actually have renters in them.

So the city will actually go to those renters first and say, this property's been foreclosed on by the city.

Let's do whatever maintenance we have to do to bring it up to code.

Are you interested in purchasing this home?

So usually the city will give those folks first right of refusal since they're already there.

But you definitely are putting the city in a position where all of a sudden their landlords.

which they don't want to be.

So listen, there are so many different ways to get to home ownership.

And like I said, we're not here to tell people where to live.

If you're looking to go into a specific area or have a newly built house or get one of these purchase rehab homes, we're going to help you make the plan because everybody's different.

Everybody's journey looks different.

Keith B. Parris

And that was even one of the things and I understood I look the reason why I bought.

or we bought where we bought was I was a county employee, and I wanted to live in the city.

But I live in an area where the housing values go up every year.

You used to be teachers, firemen, policemen who lived there, and so in residency rule.

So one of the things I would say to people is that you argue about the residency rule, but when it came to home ownership, if that's a $300,000 house, the person buys it.

can afford a $300,000 house.

You know what I mean?

So when they're selling those homes, they're selling to people.

So that was kind of, and then we're making the assumption that they were now, the reason why a dollar only circulates about six to eight hours in the black community is one lack of home ownership.

That's the number

one

Keith B. Parris

reason right here.

And then the people who own the properties, they don't live in that neighborhood.

They live someplace else.

And then you get into other things about even when you hear about black entrepreneurs.

A lot of them don't live in the area that their business is in.

Yeah.

Where that might not be the case in suburban areas.

Absolutely.

It's not the case.

So no, I mean, listen, I feel like we are capable and we should own what we're renting.

You know, they tell us that the north side of the city is the black side of the city.

Well, it's not owned by black people.

I would like for it to be owned by black people.

If it's my side of the city, let me just claim it so that I have the equity and when you decide it's a great area again, I at least, at least I'm leaving with the bag if I choose to leave.

So for me, it's about let's get in the game.

Too many of us are renting and we're paying so much that we might as well be owning.

And we talk ourselves out of our own blessings and we tell ourselves it's too complicated.

It's too hard.

I'm here telling you that there is a place that will walk you step by step through the entire process.

Answer your questions.

It's a no shame zone.

We don't care what your situation is right now.

We're here to help you work towards your future goals.

Keith B. Parris

Paula, welcome to the program.

Good morning.

Yes, Keith, I won't be too long.

Is your guest still on there?

I

am.

OK, I want to ask you a question.

The question is, in my understanding, years ago, they had the same problem in the neighborhood of Harlem, where they had all these vacant properties.

And you're right, the city did not want to.

They weren't able to maintain the properties because they got to cut it and paint it and make sure it's safe and boarded up and everything else like that.

Then they started having auctions and everything else like that.

You probably heard about that.

And things the same thing in Baltimore.

And I think they had the same thing in the city of Denver, where they didn't get that bad, but they had a zoder home.

And people didn't want them.

And they were very difficult to take care of.

They're very difficult to take care of.

Keith B. Parris

You know, it's funny you mentioned that I went to college in Maryland and so I was there right Well, it would have been about eight years after the King Ryan Don't mind about six years.

Okay.

It was amazing.

You still had all of these because these are brick structures, right and It was like for lack of a better term.

It was depressed that was distressed

The crazy thing was they never raised those buildings.

And then you began to see the gentrification movement, right?

Which also ended up displacing a whole lot of black people.

They moved them into PG County.

But I was amazed at that.

And so when you go now, those buildings, some of them had some little structural damage.

It's a totally different piece.

Baltimore, same thing with some of the row houses.

Harlem was one of those things.

But you said something that's interesting.

Black people didn't own the property.

Yes.

They were renting.

Yes.

And that

was a

Keith B. Parris

displacement that if you own that building and that's the thing about real estate, it appreciates, right?

Yes.

And think about now you go to this auction system and our people don't have that kind of cash to go and be able to retain or keep the place that they've been renting.

They don't have that $50,000, even though it's a great deal.

and they go to the bank and they can't get a loan.

And so that's where places like

X come in.

Can I see something else too?

Absolutely.

They were also talking about, I think they have, they have some older homes.

They have big Toronto style homes and they have some Edwardian style homes and the older areas and every city that you go into country.

a lot of these homes recently, the ones I've been told in the city of Denver, Colorado, is that some of these white people are able to get loans, grants, to fix up the windows, the doors.

Are they doing the same thing with some of these things when they fix them up?

Absolutely.

I'd love to tell folks that we're going to make sure you don't leave any money on the table.

The city has down payment assistance that they're offering.

There are federal programs.

There are state programs.

Based on, you know, what you're getting into, we're going to tell you about resources like weatherization, lead paint remediation, all of those things that a lot of families qualify for, they're just not aware of.

So a part of what we do is making sure that you are resourced up.

And once you have selected that home, we're running down every dime of money.

free money out there that you can get and we're telling you about those resources and we're helping you set a plan to really take care of your house going into the future because I don't want to just get you in a home.

I want to know that you can keep that home.

I'm not dealing with subprime mortgages.

I don't want people buying too much house.

I don't want people over renovating their house.

I want to get you in a great, stable, affordable situation because once you're there,

Everything else can fall into place when things are broke down you can fix them when you need a car you can go get it So it's just about positioning our people to be more stable Through home ownership because we all have to keep a roof over our head So you might as well be investing in yourself and not paying for your landlord's mortgage

Keith B. Parris

So deep people want to

They want to take advantage Absolutely go to our website.

It's acts acts housing

You can start our virtual orientation right there.

It's really going to take you through how our program works.

You can do that virtual orientation any type of time of day or night.

It's available 24-7.

Once you go through that orientation, you're going to pay for your credit report and then you're going to get scheduled with a coach.

You're going to continue meeting with that coach until we can get you to the point that you're pre-approved for a mortgage and we will hold your hand the rest of the way through.

We've got everything that you need under one roof to reach your goal of home ownership.

So it's time to own Milwaukee.

Keith B. Parris

Wow, you're coming back.

Anytime.

Keith B. Parris

Doug said all you have to do is turn the mic on and get out the way Hey excellent excellent appreciate that the level of information Information is power And I was very appreciative that you talked about their systemic issues.

That's macro

But the micro thing is the thing that you can do when you go in and look at what you're able to do individually.

Yeah, most big cities are going through some form of what they call gentrification.

And in my mind, that's a tough one because, again, you're getting property taxes from that.

People talk about displacement.

I think Milwaukee, didn't they have something to ordinance about anti-displacement and what you have to do?

Yes, listen, we have been doing some great stuff in this space.

I want to give a shout out to one of our partners, River Works, who is doing a great job with folks.

They're a financial empowerment clinic, but you can go there and actually do all of your wealth planning.

because that's another gap in our community.

So absolutely for free, you can go there and make sure that your property doesn't end up in probate and your kids aren't arguing over it.

And it goes to the next generation and that wealth passes on because too often, like you said, we owned the houses on the near west side when our fathers and mothers were working in those factories.

they didn't prepare their children to keep those houses.

So get yourself a house and then get yourself a plan to keep that house and make sure that you actually get the benefits of generational wealth because our people deserve that.

Keith B. Parris

Reminding me of a scripture that a good man leaves an inheritance for his children's children.

Amen.

That's two

Keith B. Parris

generations.

Yep.

Dee, thank you.

Thank you for having me.

I always have fun with

Keith B. Parris

y'all.

Clark Kent, thank you.

Hey, man, I'm with you, bro.

Apostle.

Bishop, I heard you say that that was, you said, macro.

Macro is big, micro

Keith B. Parris

is

little.

I thought you said my macro from the hood.

I was like, you know macro?

Yeah, yeah.

I know macro

too.

No, no, no.

I went to school

with his little

brother.

Micro, but we

Keith B. Parris

call the mic.

What

Keith B. Parris

the hell does Donald Trump have to do with Fannie Mae?

Have you seen the commercials?

I've heard.

Have you seen the commercials?

I

Keith B. Parris

didn't see

it.

Every other segment they're showing him.

Well, I thought him and the owners or the people that's

Fanny may they like this

if Annie and Freddie are government government entities.

Keith B. Parris

They were you know, that's one of the reasons why a lot of the black banks Went out of business because they were carrying a lot

of that yeah,

Keith B. Parris

Annie and Freddie and when that went

for 2008

Keith B. Parris

Yeah, when that happened a lot of that's where and I know Maxine waters was trying to but yeah, but now he's in these commercials like

He has something to do.

And

Keith B. Parris

if anything, the opposite is true.

You're making it more difficult for people to get out if you see it, but there's out there and there he is.

He really likes it, so he likes

it.

Oh, man, I was almost

Keith B. Parris

here.

I have a commonly hear this moment.

You're listening to this partisan.

That was bad.

Yeah.

Black person.

Exactly.

Say it.

Exactly.

Say it.

Keith B. Parris

We say it at home.

Hey, y'all.

Good Lord willing.

Creek.

Don't rise.

Hope to talk to everybody tomorrow.

And as always, go from this place in peace.